5 reasons I love my World of Hyatt Credit Card

It appears every hotel brand has a credit card (or six, within the case of Marriott). So, it may be tough to choose which one to get.

Out of the 33 bank cards presently in my pockets, 1 / 4 of them are from resort manufacturers. And one in all my prime selections is the World of Hyatt Credit Card, which is the private bank card from Chase and my favourite resort loyalty program, World of Hyatt.

Listed below are 5 causes I acquired the cardboard — and plan to maintain it for the long run.

The World of Hyatt card‘s $95 annual charge is common for a mid-tier cobranded resort card. And it is offset by greater than only one profit — making it a no brainer to maintain in your pockets 12 months after 12 months.

This card affords an annual free night certificate at a Class 1-4 property, legitimate for peak, customary and off-peak dates. Which means you possibly can redeem it for an evening costing between 3,500 and 18,000 factors, with a desire for the upper finish to get maximum value out of the certificate.

I redeemed my free night time certificates on the Andaz Mexico City Condesa (a Class 4 property) final 12 months, and on the Hyatt Home Manchester (Class 2) the 12 months earlier than. Given money charges for these properties begin at $250 and $170, respectively, I acquired my annual charge’s price — after which some.

You may as well combine your points and free night certificate on the identical keep; I often use my certificates for the primary night time after which add nights booked with factors.

In response to TPG’s February 2025 valuations, World of Hyatt factors are among the many most respected resort factors, price at the very least double the worth of Hilton Honors, IHG One Rewards and Marriott Bonvoy factors.

A part of the reason being that World of Hyatt is the one one in all these 4 main loyalty packages that also sticks to an award chart (for the most part). Customary room redemptions at most Hyatt-affiliated properties value between 3,500 and 45,000 factors.

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Whereas some folks intention for luxurious resort stays at manufacturers like Park Hyatt, I choose to squeeze probably the most nights out of my Hyatt factors by utilizing them at high-value Class 1 and a couple of properties. For instance, I not too long ago stayed on the glorious Alila Bangsar Kuala Lumpur for under 5,000 factors an evening (the property increases to eight,000 factors an evening March 25).

It is necessary to do the mathematics to decide whether using points or cash to e-book a resort keep is healthier. After I use money, I earn 4 factors per greenback spent with Hyatt — together with on meals and spa companies — which is equal to an nearly 7% return on my spending, in accordance with our February 2025 valuations.

I direct most of my common journey and eating spending to my Chase Sapphire Reserve®, which earns 3 factors per greenback spent. And since Hyatt is one in all Chase’s 14 transfer partners, I can switch my factors at a 1:1 ratio to prime up my account.

You may as well switch Bilt Rewards Factors to Hyatt at a 1:1 ratio.

Transfers are sometimes immediate, however over the previous six months, I’ve had two situations of Chase points taking three to seven days to look in my Hyatt account.

It is secure to say I’ve boarded the Hyatt standing practice. This card offers me my ticket, granting me complimentary Discoverist status only for having it in my pockets.

Whereas this entry-level standing would not give me many perks, the notable ones embrace:

• A ten% factors bonus on Hyatt stays
• Upgrades to most well-liked rooms (topic to availability)
• 2 p.m. late checkout (topic to availability)

My intention final 12 months was to get to mid-tier Explorist standing, which requires 30 nights in a 12 months. I reached this standing tier due to the 5 elite night time standing credit this card grants me and staying 25 nights at Hyatt resorts.

Whereas not a perk particular to the cardboard, I admire this system’s Milestone Rewards, which granted me 2,000 bonus factors once I reached 20 nights, and a free night time certificates and two membership entry awards once I reached 30 nights.

This 12 months, I intention to succeed in top-tier Globalist status, which requires 60 nights. Because of this card’s 5 elite nights, some current stays and upcoming ones, I am on observe to get midway there by the center of the 12 months.

This card will give me a lift within the second half of the 12 months, granting me two elite night time credit for each $5,000 spent on it. By 12 months’s finish, I plan to place my nearly $10,000 property tax invoice on this card, plus one other $5,000 or so basically spending, totaling $15,000.

This is the sweet spot to aim for, because it won’t solely give me six elite night time credit towards my 60-night goal but in addition an extra free night time certificates to redeem at a Class 1-4 property.

When you ask TPG veterans and consultants on factors and miles which resort program they’re most loyal to, the most typical reply is Hyatt. So, if you wish to intention for top-tier resort standing and luxuriate in some Milestone Rewards alongside the best way, the World of Hyatt card is a superb selection.

Given the high-value redemptions and free night time certificates, it is also a no brainer for these seeking to decrease the money value of resort stays.

When you do not notably care about standing however have a card that earns Chase Final Rewards factors, the Hyatt card is a superb selection, too. Its annual charge simply pays for itself every year.

To be taught extra, learn our full review of the World of Hyatt Credit Card.

Apply right here: World of Hyatt Credit Card

Associated: My top 3 picks for the best cobranded hotel credit card