Marriott Bonvoy Bountiful credit card review: Full details

* Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Marriott Bonvoy affords a spread of cobranded playing cards, with annual charges starting from $0 to $650 yearly. The Bountiful card sits in the course of the vary of annual charges on Marriott bank cards, with an annual payment of $250.

The Bonvoy Bountiful is comparable to the Marriott Bonvoy Bevy™ American Express® Card, which additionally has an annual payment of $250 (see rates and fees).

Cardholders take pleasure in complimentary Marriott Gold Elite standing, larger incomes charges for lodge purchases and an annual free evening award in the event that they hit a spending threshold. We suggest candidates have a credit score of at the very least 670 to extend their probabilities of approval.

Let’s assessment the main points of the Marriott Bonvoy Bountiful card that will help you resolve if it is a match on your pockets.

The knowledge for the Marriott Bonvoy Bountiful card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Based mostly on TPG’s March 2025 valuations, Marriott Bonvoy factors are value 0.7 cents every, making the 85,000-point welcome bonus value $595.

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As a Chase-issued card, ensure you are underneath the infamous 5/24 rule. In any other case, you’ll be routinely declined. Remember the fact that Marriott has their own restrictions as effectively, so double-check that you simply’re good to go there earlier than making use of.

See additionally: The ultimate guide to credit card application restrictions

Marriott Bonvoy Bountiful advantages

The Bonvoy Bountiful card affords some perks that would make it worthwhile for some vacationers:

• Marriott Gold Elite standing: Major cardholders (approved customers aren’t included) obtain automatic Marriott Gold Elite status so long as the account is open. Probably the most helpful advantages of Gold Elite standing are upgrades to enhanced rooms (when accessible) and a 25% factors bonus on lodge spending. Whereas many lodge bank cards provide a solution to spend your approach towards larger standing ranges, that is noticeably absent on the Marriott Bonvoy Bountiful card.
• Annual free evening award by way of spending: Whenever you spend at the very least $15,000 on eligible purchases in a calendar yr, you may earn a free evening certificates that may cowl a one-night keep costing as much as 50,000 factors. Sure motels have resort charges.
• Elite evening credit: Whenever you maintain the Bountiful card, you may routinely obtain 15 elite qualifying evening credit per yr. This profit may be stacked with the nights you earn with a Marriott enterprise card, which is able to put you 60% of the way in which to Platinum Elite standing.
• Bonus factors on every keep: Cardholders obtain 1,000 bonus factors on every eligible keep at motels and resorts taking part within the Marriott Bonvoy program. This equals an additional $7.00 value of factors primarily based on TPG’s March 2025 valuations.
• Journey protections: This card affords trip delay insurance for journeys delayed by greater than 12 hours resulting from a lined motive once you pay for at the very least a part of your journey with the Bountiful card (which incorporates paying the taxes and charges in your flight award redemption). You will additionally take pleasure in baggage delay insurance, misplaced baggage reimbursement, secondary car rental loss and damage insurance, roadside dispatch providers (pay per use), journey accident insurance coverage and journey emergency help providers, which may join you to emergency service suppliers throughout a time of want. Word that there could also be prices for these providers when supplied by third events.
• Purchasing protections: Purchases made with the cardboard can get 120 days of purchase protection (as much as $500 per declare and as much as $50,000 per account) for theft, injury or lack of new objects and as much as one yr of extended warranty coverage on warranties of three years or much less on lined purchases worldwide (as much as $10,000 per declare and as much as $50,000 per account).
• Complimentary DashPass: Cardholders additionally obtain a complimentary one-year DashPass membership for DoorDash when the profit is activated by Dec. 31, 2027.

Associated: Is the Marriott Bonvoy Bountiful annual fee worth it?

All that mentioned, it is value mentioning what’s absent within the perks and advantages. In brief, the cardboard is lacking a wide range of issues which are often discovered on playing cards with the identical (and even decrease) annual charges. This contains:

The Marriott Bonvoy Bountiful has related incomes charges to different Marriott bank cards, such because the Marriott Bonvoy Brilliant® American Express® Card and Marriott Bonvoy Boundless® Credit Card. Nevertheless, there are some notable variations.

For starters, Bountiful cardholders can earn 6 Marriott Bonvoy factors per greenback spent on purchases at motels taking part within the Marriott Bonvoy program, which competes with most different Marriott cobranded playing cards.

Cardholders may earn 4 factors per greenback spent at eating places worldwide and grocery shops (on the primary $15,000 per yr in mixed purchases, then 2 factors per greenback spent after reaching this restrict). All different purchases will earn 2 factors per greenback spent.

As a result of TPG’s March 2025 valuations peg Marriott Bonvoy factors at 0.70 cents apiece, this implies you get a 4.2% return at Marriott properties, a 2.8% return for the primary $15,000 spent at eating places and supermarkets and a 1.4% return for all different purchases.

That is respectable for loyal Marriott vacationers who wish to enhance their balances of Bonvoy factors, however it’s value noting that other cards can provide a better option for incomes rewards on non-bonus spending classes.

As well as, the Bountiful card is lacking bonuses for different standard varieties of spending (like gas and airfare), so it’s possible you’ll wish to look elsewhere for purchases that fall exterior the above classes.

Associated: Best ways to earn Marriott Bonvoy points

When it comes time to use your Marriott points, many choices exist. Typically talking, the very best redemption is without spending a dime lodge stays. Marriott’s world portfolio has roughly 10,000 properties spanning 30 manufacturers in 141 international locations. The vary is sort of broad, from price range spots like TownePlace Suites to higher-end manufacturers like J.W. Marriott and Luxurious Assortment.

A few of the most luxurious places are all-suite — just like the St. Regis Maldives — whereas others provide all-inclusive experiences, just like the Al Maha Resort within the desert exterior Dubai. A few of Marriott’s top-tier properties can attain 100,000 factors (or much more) per evening.

That is plenty of factors to make use of, however when you think about the truth that room charges can attain $1,500 per evening, that would offer a redemption worth effectively above our March 2025 valuation of Marriott factors.

Nevertheless, do not forget that Marriott makes use of a dynamic pricing scheme relatively than a set award chart.

It is value noting that you would be able to e-book awards with Marriott as much as 60 days upfront, even once you’re quick on factors. That mentioned, doing so solely confirms the room; it would not lock within the value you may pay.

After getting the factors you’ll want to affirm the reservation, you may pay the award price in impact at the moment. Whereas this might prevent factors if the worth drops, it might result in disappointment if you happen to put a lodge on maintain after which in the end have to pay 5,000 and even 10,000 additional factors per evening.

This might not be an enormous deal for a shorter keep, however unfold it throughout a weeklong trip you may see a hefty affect on the ultimate value.

Fortunately, Marriott nonetheless provides you a free evening everytime you e-book a stick with factors for five nights (or more). Nevertheless, this solely works once you use factors for at the very least 5 of the nights. You will not be eligible if a type of 5 nights is roofed with a free evening certificates.

This perk may be stacked, that means that if you happen to e-book a ten-night award stick with Marriott, you may obtain two free nights, for instance.

Transferring factors with the Marriott Bonvoy Bountiful

You may switch Marriott Bonvoy factors to a number of airline companions, and in contrast to Hilton and Hyatt factors, there’s some strong potential when utilizing Marriott factors on this approach.

Most Marriott Bonvoy companions have a 3-to-1 switch ratio, so 3,000 Marriott factors will usually get you 1,000 airline miles. You will additionally get a 5,000-mile bonus for each 60,000 factors transferred to pick airways — bettering the switch price to 2.4:1.

Some notable accomplice airways embody AeroMexico Membership Premier, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles and Turkish Airlines Miles&Smiles.

Associated: When does it make sense to transfer Marriott points to airlines?

For extra choices, take a look at our picks for the best hotel cards.

The knowledge for the Hilton Honors American Categorical Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

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Associated: Marriott Bonvoy Bountiful vs. Marriott Bonvoy Boundless

For charges and charges of the Amex Bonvoy Bevy, click on here.