In case you’re somebody who orders just about all the pieces from Amazon, chances are you’ll take into account becoming a member of the ranks of TPGers who’ve and love the Prime Visa (see rates and fees). The Prime Visa is Amazon’s flagship bank card from Chase that’s beloved by TPG staffers and readers alike due to its unmatched cash-back earnings on Amazon purchases.
The Prime Visa has no annual price, nevertheless it does require cardholders to have an energetic Prime membership, which prices $14.99 monthly or $139 per 12 months.
The Prime Visa is providing a stable welcome supply of an immediate $150 Amazon present card upon approval.
Let’s study why this card is value including to your pockets.
Prime Visa welcome supply
New Prime Visa candidates will obtain an immediate $150 Amazon present card upon approval.
This can be a good welcome supply for the Prime Visa, and it is made even higher as a result of it is delivered immediately upon approval — no spending is required. This $150 present card might be particularly helpful for last-minute items or to assist offset the rising value of merchandise attributable to just lately launched tariffs.
Do you have to get the Prime Visa?
The Prime Visa is without doubt one of the greatest playing cards for Amazon and Entire Meals purchases, nevertheless it additionally has ongoing perks that may make this card an ideal addition to your pockets.
The Prime Visa has many beneficiant limitless bonus-earning classes:
- 5% money again on Amazon.com purchases
- 5% money again on Amazon Contemporary and Entire Meals purchases
- 5% money again on Chase Journey℠
- 2% money again on gasoline
- 2% money again on eating places (takeout and supply included)
- 2% money again on native transit and commuting (together with ride-hailing providers)
- 1% money again on all different purchases
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Money again is earned within the type of rewards factors, which might be redeemed for money again, Amazon purchases, present playing cards, or journey booked by way of the Chase Travel portal. Prime Visa cardholders can redeem the rewards they earned as quickly as the subsequent day.
These are industry-leading cash-back charges on purchases at Amazon that may be particularly helpful with the vacation procuring season underway. As an example, in case you spend $1,000 at Amazon for Christmas procuring, the 5% money again would equate to $50 earned.
Prime Visa cardholders additionally obtain 10% money again on a rotating collection of gadgets and classes.
Moreover, the Prime Visa card comes with numerous buy and journey protections, together with:
- Buy safety
- Prolonged guarantee safety
- Auto rental protection
- Roadside help
- Baggage delay insurance coverage
- Misplaced baggage reimbursement
- Journey accident insurance coverage
- Journey and emergency help
It is necessary to notice that you simply have to be below Chase’s 5/24 rule to be eligible to use for this card. It’s possible you’ll wish to wait earlier than making use of for this card in case you are near being at 5/24 and are all in favour of different Chase playing cards that will supply extra cash again in different classes or earn a transferable currency.
In case you do not store at Amazon continuously or do not have a Prime membership (which is required), this card will not be greatest fitted to you.
Backside line
The Prime Visa is a superb no-annual-fee card that gives an unmatched 5% money again on Amazon and Entire Meals purchases. Nonetheless, in case you are over Chase’s 5/24 rule, you will not be eligible and may take into account different card choices.
If in case you have a Prime membership and store at Amazon continuously, the Prime Visa is a no brainer to have in your pockets. Plus, the moment $150 Amazon present card is a stable welcome bonus.
Associated: Prime Visa card review: A good choice for regular Amazon shoppers
Apply right here: Prime Visa