World of Hyatt Business Credit Card review: Full details

The World of Hyatt Business Credit Card (see rates and fees) is a mid-tier resort bank card that may present severe worth to Hyatt loyalists trying to spend their method towards standing perks or unlock a ten% redemption bonus function. Nevertheless, there are trade-offs it’s best to take into account earlier than placing plenty of spending on a bank card that does not provide annual free night time certificates or automated standing past the bottom degree. Card score*: ⭐⭐⭐½

* Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The World of Hyatt Business Credit Card from Chase provides some fascinating perks geared towards small-business homeowners who’re Hyatt loyalists. In case you have a wonderful credit score rating of 670 or above and are targeted on incomes World of Hyatt factors and standing, this could possibly be an excellent card for you.

The Hyatt Enterprise card lacks a few of the options we sometimes count on from hotel credit cards, like standing past the bottom degree and free night time certificates in your account anniversary. Nevertheless, it provides a strong set of perks for enterprise homeowners who’re taken with spending their method towards advantages. In case you can reap the benefits of these spending-based perks, the cardboard simply justifies its $199 annual payment. If not, then this card may not be a long-term keeper for you.

This is what you have to know earlier than making use of.

New candidates for the World of Hyatt Business Credit Card can earn 60,000 factors plus World of Hyatt Explorist standing by Feb. 2026 after spending $7,000 on purchases throughout the first three months from account opening. This provide ends June 30.

TPG’s April 2025 valuations peg World of Hyatt factors at 1.7 cents every, making the bonus factors price a formidable $1,020.

This provide is exclusive, as we have not seen the cardboard provide elite standing as part of its welcome provide. Whereas we do not have a greenback determine on what the mid-tier Explorist status is price, it does present priceless advantages like finest obtainable upgrades, 2 p.m. late checkout and 20% bonus factors.

Explorist standing usually requires you to remain 30 nights, guide 10 conferences and occasions, or earn 50,000 base factors (the equal of $10,000 in spending).

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This card is topic to Chase’s commonplace application rules, although opening a World of Hyatt Enterprise card will not add to your Chase 5/24 rely.

Associated: 5 easy ways to maximize Hyatt award redemptions

The World of Hyatt Business Credit Card provides a number of key perks:

• Means to get a ten% Redemption bonus: In case you and your staff collectively spend at the very least $50,000 in a calendar yr, you will get 10% bonus factors again on as much as a complete of 200,000 World of Hyatt factors you redeem without cost night time awards, Factors + Money stays, room upgrades, eating and spa providers and FIND experiences for the rest of the calendar yr
• Discoverist standing for you and as much as 5 staff: As the first account holder, you will obtain automated Discoverist standing with World of Hyatt and get 5 Discoverist Improve Awards, which you’ll be able to present to staff
• Earn keep credit towards standing by spending: You may obtain 5 Tier-Qualifying Evening credit for each $10,000 you spend every calendar yr
• Hyatt Leverage membership: You may obtain a complimentary Hyatt Leverage membership, which incorporates reductions on commonplace room charges in any respect taking part Hyatt lodges as much as 15%
• No international transaction charges
• As much as $100 in Hyatt credit yearly: Get a $50 assertion credit score while you use your card to spend $50 or extra at Hyatt lodges and resorts (as much as two instances per yr for a complete of $100 in annual credit)

Once more, it is disappointing to not see the next degree of elite standing or a free night time certificates on this checklist of advantages. Nonetheless, those that keep at Hyatt properties recurrently will profit from the Hyatt credit score and Hyatt Leverage membership. And in case your small enterprise spends sufficient with this card, you’ll be able to take pleasure in a neater path to standing and a ten% redemption bonus.

Associated: Am I eligible for a business credit card?

As a World of Hyatt Business cardholder, you will earn as much as 9 factors per greenback on Hyatt stays. You may earn 4 factors per greenback spent at Hyatt lodges, plus as much as 5 base factors from Hyatt for being a World of Hyatt member. You may be eligible for these incomes charges on FIND Experiences booked by Hyatt as nicely.

Plus, cardholders can earn 2 factors per greenback spent on health membership and gymnasium membership purchases.

This card additionally has a singular adaptive accelerator profit that enables cardholders to earn 2 factors per greenback spent on their high three of eight eligible spend classes every calendar quarter with no cap. Classes embody:

The points-earning charges are adjusted robotically to the classes the place you spend probably the most every quarter, so there is no want to pick your most well-liked classes. Past your bonus classes, you will earn 1 level per greenback spent on all different purchases.

Whereas this stands out as one of many few playing cards that earns bonus factors on gymnasium memberships, you will discover many different playing cards which have higher incomes constructions for the opposite bonus classes. In case you aren’t targeted on incomes the advantages that come from placing plenty of spend on this card, your finest guess will likely be to make use of it alongside another playing cards to maximise your bonus-earning potential.

Associated: The best cards for each bonus category

As is predicted of a resort cobranded card, the perfect use of the World of Hyatt factors you will earn on the World of Hyatt Business Credit Card is to cowl stays at Hyatt properties. You are able to do this by protecting your keep in full, protecting a part of your stick with factors by Hyatt’s “Factors + Money” charge choice, or through the use of factors to improve a paid keep.

Probably the greatest issues concerning the World of Hyatt program is that it nonetheless makes use of a published award chart, so you’ll be able to plan forward to know what number of factors you will want for a keep. Nevertheless, every class has completely different charges for traditional, peak and off-peak dates.

To get probably the most worth out of your factors, use them at both the excessive or low finish of the award chart.

TPG senior director of content material Summer Hull prefers to remain on the upper finish, getting nice worth from her factors through the use of them to remain at Hyatt resorts or metropolis properties that might in any other case be out of her funds. Conversely, you’ll be able to maximize your factors by staying on the decrease finish of the award chart. With choices as little as 3,500 factors, I choose to remain at Category 1 Hyatt properties once I can to stretch my factors so far as attainable.

You even have the choice to redeem your World of Hyatt factors for Avis intermediate rental vehicles for six,000 factors per day, use them for eating, spa or assembly credit at Hyatt properties, redeem them for FIND experiences, or switch them to some airline applications.

Nevertheless, you will usually get decrease than TPG’s April 2025 valuation of 1.7 cents per level with these redemption choices, so we advocate utilizing your factors to cowl Hyatt stays when attainable.

Associated: The ultimate guide to redeeming Hyatt points

Which playing cards compete with the World of Hyatt Enterprise Credit score Card?

In order for you extra perks or a special incomes construction, considered one of these choices is likely to be a greater match.

For added choices, see our full lists of the best business credit cards and the best travel credit cards.

Associated: World of Hyatt card vs. World of Hyatt Business card

Through the use of the 2 Hyatt assertion credit in your World of Hyatt Business Credit Card, you will get a $100 worth, dropping the efficient annual payment to $99. Gifting Discoverist standing to 5 others is a helpful function, however deciding if this justifies the price is your name. The absence of an annual free night time certificates and excessive standing spending necessities recommend one other card would possibly provide higher worth.

The present welcome provide and worth from ongoing advantages make the World of Hyatt Business card price getting for small-business homeowners who recurrently keep at Hyatt properties. That is very true should you would in any other case fall wanting Globalist standing however could make up the distinction with spending.

Nevertheless, those that hardly ever keep at Hyatt properties or who need extra advantages for a decrease spending requirement will wish to go along with a special card.

Apply right here: World of Hyatt Business Credit Card

Associated: What hotel loyalty program is best for business travelers?