Chase Ultimate Rewards is among the finest versatile rewards currencies out there, and you will get some incredible value from your Ultimate Rewards points. Plus, Chase gives the Chase Journey℠ portal, the place you possibly can earn and redeem factors and make the most of perks like bank card assertion credit. This feature can prevent cash, notably when conventional award area is unavailable, as you possibly can guide virtually any out there flight and all kinds of inns by Chase Journey.
Here is what you’ll want to find out about Chase Journey.
What’s Chase Journey?
Chase Journey is a web based reserving platform the place you possibly can search and guide flights, inns, rental automobiles, cruises and extra. You should use your Final Rewards factors to pay for these bookings straight, or you possibly can earn bonus factors while you guide with money by Chase Journey.
To maximise your Final Rewards factors, it is typically finest to transfer them to partner programs like United MileagePlus, World of Hyatt and British Airways Club for award reservations. Nonetheless, it is essential to compare the points you’ll need for a direct reserving by Chase Journey to these required for a companion award reserving. Typically, reserving by the portal can prevent factors, because the factors worth is tied to the money price of the flight or resort keep, doubtlessly leading to decrease level necessities.
Nonetheless, you will have to have some Chase factors earlier than reserving with factors by Chase Journey. For those who’re unfamiliar with Chase’s most common cards and welcome gives, listed below are a couple of standard choices.
Ink Enterprise Most well-liked Credit score Card
The Ink Business Preferred® Credit Card (see rates and fees) is a TPG favourite. It presently comes with one of many highest welcome bonuses from Chase: 90,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
Primarily based on our June 2025 valuations, the bonus factors alone are value $1,845 while you switch them to journey companions. Nonetheless, these factors can be utilized to guide journey straight by Chase Journey at a price of as much as 1.75 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars).
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Chase Sapphire Most well-liked Card
The Chase Sapphire Preferred® Card (see rates and fees) is one other incredible addition to your pockets. The Sapphire Most well-liked gives 75,000 bonus factors after spending $5,000 on purchases within the first three months of account opening. Primarily based on TPG’s June 2025 valuations, the bonus is value $1,538.
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Just like the Ink Enterprise Most well-liked, factors can be utilized to guide journey straight by Chase Journey at a price of as much as 1.75 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars). You may additionally earn 5 factors per greenback spent on paid journey bought by Chase Journey (excluding the primary $50 in resort purchases that qualify for the cardboard’s annual hotel credit).
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Chase Sapphire Reserve
The Chase Sapphire Reserve® (see rates and fees) gives 100,000 bonus factors and a $500 Chase Journey credit score after spending $5,000 on purchases within the first three months from account opening. Primarily based on TPG’s June 2025 valuations, this supply is value as much as $2,550, together with the Chase Journey credit score.
Along with its welcome supply, this card gives varied different perks, comparable to a TSA PreCheck or Global Entry credit, Priority Pass lounge access and a $300 annual travel credit.
Factors can be utilized to guide journey straight by Chase Journey at a price of as much as 2 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars). You may earn 8 factors per greenback spent on all purchases on Chase Journey and 4 factors per greenback spent on all flights and inns booked straight.
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Chase Sapphire for Enterprise
The Chase Sapphire Reserve for Business℠ (see rates and fees) is Chase’s latest and most premium enterprise card. It gives 200,000 bonus factors after spending $30,000 on purchases within the first six months after account opening.
The Sapphire Reserve for Enterprise shares lots of the identical perks the Sapphire Reserve gives. You may obtain lounge entry, get pleasure from many business-centered assertion credit and have entry to Chase’s roster of switch companions.
Just like the Sapphire Reserve, factors can be utilized to guide journey straight by Chase Journey at a price of as much as 2 cents per level, relying on the precise redemption (see your rewards program settlement for full particulars). Moreover, you will earn 8 factors per greenback spent on all purchases on Chase Journey and 4 factors per greenback spent on all flights and inns booked straight.
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Money-back playing cards
Chase additionally points a lot of cash-back credit cards, together with the Chase Freedom Unlimited® (see rates and fees), the Ink Business Cash® Credit Card (see rates and fees) and the Ink Business Unlimited® Credit Card (see rates and fees).
The rewards you earn on these playing cards are value 1 cent apiece towards journey in Chase Journey. Nonetheless, since Chase permits you to combine your earnings into a single account, you possibly can successfully convert these cash-back rewards into totally transferable Final Rewards factors in the event you even have the Sapphire Most well-liked, the Sapphire Reserve or the Ink Enterprise Most well-liked.
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Learn how to use Chase Journey
You’ll be able to guide flights, inns, automobile leases, cruises and different journey by Chase Journey. The portal is comparatively easy to entry.
First, you will must log into your Chase account, then navigate to the precise aspect of the web page, the place you will see a field displaying your Final Rewards stability. Click on the field, and it’ll convey you to the Final Rewards dashboard.
Click on “Journey,” and select “E-book journey” within the drop-down menu to entry the journey homepage, the place you possibly can seek for airfare, inns and extra. When you choose your journey, you will be given the choice to pay with money or factors.
Do not forget that while you guide inns by the portal, you sometimes won’t earn resort factors and elite credit, and you could not obtain elite status perks as a result of the reserving is taken into account one made by a 3rd occasion. Nonetheless, flights booked by the portal will sometimes earn frequent flyer miles and aid you qualify for elite standing.
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Learn how to guide flights utilizing Chase Journey
Reserving your flights is pretty simple as soon as you’ve got navigated to the portal’s journey web page. Sort in your arrival and departure airports and journey dates, then click on the search button. For this instance, I regarded for a one-way flight from San Francisco Worldwide Airport (SFO) to Newark Liberty Worldwide Airport (EWR).
You may then see the out there flight choices. Whenever you discover a flight you want, choose the fare sort you need to guide and click on the blue “Add to journey” button.
As soon as you’ve got chosen your most popular flights, you will be taken to the following web page, the place you possibly can evaluation your flight data and choose any upgrades you’d wish to make.
Then, you will be directed to the checkout web page, the place you possibly can select to pay with money, factors or a mix of the 2. Once more, factors linked to a Chase Sapphire Reserve account are value as much as 2 cents every, relying on the redemption. For those who maintain the Chase Sapphire Preferred or the Ink Business Preferred, factors are value as much as 1.75 cents every, primarily based on the redemption.
Lastly, you will be directed to a web page the place you possibly can enter the traveler’s data (you possibly can guide flights for others in addition to your self) and finalize your reserving.
Learn how to guide inns utilizing Chase Journey
Reserving inns through Chase Journey is just like reserving flights by the portal. Not all inns can be found on the portal, and your choices could also be restricted in the event you’re heading to a small city or a little-known vacation spot. However in the event you discover a property you want on the portal, there are a number of benefits to reserving this manner.
For example, in the event you’re boutique or impartial inns, you possibly can earn bonus factors even when your resort is not a part of a factors resort chain like Hyatt or Marriott. Or, in the event you’d quite earn transferable Final Rewards factors in your reserving as an alternative of World of Hyatt factors, for instance, you could discover it advantageous to guide a Hyatt property by Chase Journey quite than straight by the resort.
Nonetheless, costs on Chase Journey do not at all times match these on the resort’s web site or different on-line reserving platforms, so at all times examine charges to make sure you’re getting the perfect deal. The identical goes in the event you plan to guide a factors resort that’s one among Chase’s switch companions (IHG, Marriott or Hyatt) — examine the award charges required by these resort loyalty applications to the variety of factors you’d pay on the Chase Journey portal earlier than reserving.
Though you will not normally be capable of use elite perks at factors inns booked by Chase Journey, you will get elitelike perks at over 1,000 luxurious properties worldwide in the event you maintain a card that gives entry to The Edit by Chase Travel. Collaborating playing cards embody the Chase Sapphire Reserve, the Chase Sapphire Reserve for Business and the J.P. Morgan Reserve Card. When reserving a property that is a part of The Edit, you will be able to earn and receive elite benefits.
The data for the J.P. Morgan Reserve Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Here is a pattern seek for lodging in Oslo, Norway, a metropolis with largely boutique inns.
The search outcomes will present every resort’s worth per evening and the full worth in money and factors on the backside. You’ll be able to filter by model, worth, scores and neighborhood, amongst different choices. Click on on a property you want to pick an out there room, then click on “Add to journey.”
On the checkout web page, you possibly can select to guide with money or specify what number of factors you need to use. Then, run by the on-screen prompts to finalize your reserving, and you will get an e mail affirmation.
Bear in mind, as a Sapphire Most well-liked cardholder, you will obtain as much as $50 in assertion credit yearly for resort reservations made by Chase Journey.
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Learn how to guide automobile leases, cruises and different journey utilizing Chase Journey
With Chase Journey, you possibly can hire automobiles, pay with factors and nonetheless obtain the superb main car rental insurance supplied by the Chase Sapphire Reserve and the Chase Sapphire Most well-liked playing cards.
The method of renting automobiles is just like reserving flights and inns. Simply navigate to the “Automobiles” header from the primary touchdown web page, sort in your itinerary and click on “Search.”
When you select your automobile from the outcomes web page, you will be prompted to pick add-ons. Then you definitely’ll head to the reserving web page, the place you will enter your private data and select what number of factors you’d wish to spend. Do not forget that to qualify to your card’s rental automobile insurance coverage, you should decline the rental firm’s collision injury waiver and make sure that anybody driving the automobile is on the rental settlement.
You too can guide actions, together with incredible excursions like an evening monument tour in Washington, D.C., and a heritage food tour in Singapore, by Chase Journey. Whereas flights and inns are redeemable for up 2 cents per level in worth, relying on the redemption, for the Sapphire Reserve, and as much as 1.75 cents per level in worth, relying on the redemption, for the Sapphire Most well-liked and the Ink Enterprise Most well-liked, for rental automobiles and different journey, you will get a price of 1 cent per level for every (see your rewards program settlement for full particulars). You too can earn bonus factors by reserving them with money. This will help you guide a complete trip (not simply inns and flights) utilizing factors and miles.
Cruises, trip packages and different excursions are additionally out there, although you will must name to guide these.
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Extra issues to contemplate about Chase Journey
We suggest evaluating the factors wanted by Chase Journey with these required for switch companion redemptions, factoring in taxes and charges. You probably have or need resort elite standing, keep away from reserving inns by the portal, as these stays usually will not depend towards standing or qualify for elite advantages.
Reserving by Chase Journey with money can earn you additional factors. Ink Business Preferred cardholders earn 3 factors per greenback spent on the primary $150,000 in mixed spending on journey purchases and choose enterprise purchases. Sapphire Preferred Card holders earn 5 factors per greenback spent on all bookings by Chase Journey. Sapphire Reserve cardholders earn 8 factors per greenback spent on all journey purchases booked by Chase Journey. You may discover higher charges by reserving straight with the journey supplier, but when your plans are agency and charges are comparable, reserving by the portal might be worthwhile for incomes additional factors.
Do not forget that reserving by third-party websites could end in points in the event you change your plans. Journey suppliers usually tend to help you in the event you’ve booked straight with them.
Backside line
Chase Journey is a beneficial instrument that permits you to earn and redeem Final Rewards factors on a spread of journey purchases, from flights and inns to rental automobiles, cruises and actions.
If award flights aren’t out there otherwise you discover a low-cost fare that requires fewer factors, reserving by the portal generally is a good possibility. Equally, the portal might be a good way to earn factors on stays at impartial inns or, if money charges are low, guide award stays for much less. All the time examine your choices, although, to see if utilizing the portal or transferring factors to companions for an award is extra advantageous.
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