I continuously keep at IHG properties as a result of I can get good worth when redeeming IHG factors. Though IHG One Rewards moved to dynamic award pricing in 2020, I’ve continued to get stable worth when redeeming IHG factors.
For instance, earlier this yr, I redeemed 87,000 factors for a four-night keep on the InterContinental Athenaeum Athens in Greece, which might have in any other case value $889. I bought a redemption charge of 1.02 cents per level on this keep, a lot greater than the 0.5 cents per IHG level listed in TPG’s July 2025 valuations.
Two IHG bank cards have limited-time welcome affords if you happen to apply by July 23. Particularly, with the IHG One Rewards Traveler Credit Card (see rates and fees), you’ll be able to earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. In the meantime, with the IHG One Rewards Premier Credit Card (see rates and fees) you’ll be able to earn 5 free nights (each night valued at up to 60,000 points) after spending $5,000 within the first three months from account opening.
IHG bank cards are one of many some ways to earn IHG points. However here is what it’s worthwhile to find out about redeeming IHG factors.
Redeem IHG factors for lodge stays
You’ll be able to redeem IHG One Rewards factors for many IHG stays via IHG’s web site, app or buyer care. Nonetheless, it’s possible you’ll be unable to redeem IHG factors at some IHG Army Hotels and Six Senses properties. Reward nights embody taxes and charges — besides at Iberostar Beachfront Resorts, the place you will have to pay native and conditional taxes or charges — however do not embody extra-person prices, resort charges and repair prices.
Since IHG makes use of dynamic award pricing, the variety of factors you will have to redeem for a reward night time will fluctuate. IHG’s terms and conditions say reward night time pricing “might fluctuate based on a number of components, together with however not restricted to model, lodge, and day of week.” Though there are not any reward night time blackout dates, it’s possible you’ll not discover award availability for some stays as a result of “room stock is proscribed and topic to prior sale,” based on IHG’s phrases and situations.
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To test award night time availability and pricing, begin on IHG’s web site or app. Enter your vacation spot, check-in date, checkout date and variety of friends. Choose “Reward Nights” from the drop-down menu underneath “Fee Choice.”
The subsequent web page will present you the award night time outcomes to your search question. You’ll be able to filter these outcomes by facilities or manufacturers. You too can type by varied metrics, together with distance, worth and score.
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Click on on “Map” to see the place the properties are inside your vacation spot.
When you click on “Choose Resort” for one of many properties, you will see the room choices you’ll be able to e book with factors to your keep. Some properties might solely supply one room sort, whereas others might supply quite a lot of room setups or views (a few of which can value extra factors per night time). Scroll via the choices and decide the very best room sort to your journey.
IHG often affords reward night discounts to eligible Platinum Elite, Diamond Elite and IHG One Rewards bank card holders. You may often get an e mail from IHG about these reward night time reductions, however you typically should e book shortly to benefit from the discounted charges.
Lastly, be aware that IHG’s phrases and situations now enable a second visitor listed on a reward night time reservation to remain even when the member who booked the reward night time is not staying. So, you’ll be able to redeem your IHG factors for a buddy’s or member of the family’s keep. Nonetheless, there are further necessities in case your keep is inside mainland China, Hong Kong, Macau or Taiwan.
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Fourth reward night time free
Maybe the easiest way to get higher worth when redeeming IHG factors is to get an IHG credit card with the fourth-reward-night-free perk. This perk lets cardholders of the IHG One Rewards Premier Credit Card, IHG One Rewards Traveler Credit Card and IHG One Rewards Premier Business Credit Card (see rates and fees) pay zero factors for each fourth night time when redeeming factors for stays of at the very least 4 nights.
With out this profit, this four-night keep on the InterContinental Bali Resort would value a median of 26,250 factors per night time (for a complete of 105,000 factors).
Since I’ve the IHG One Rewards Premier Credit score Card, which affords the fourth-reward-night-free perk to cardholders, I might solely have to redeem a median of 19,000 factors per night time (for a complete of 76,000 factors for this four-night keep).
Even if you happen to redeem IHG factors solely a couple of times a yr for stays of 4 nights or longer, this beneficial perk makes it price maintaining an IHG bank card in your pockets.
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Factors and money
You may need seen in some screenshots above that you could e book points-and-cash charges. Know, although, that you just’re successfully shopping for factors whenever you e book an IHG points-and-cash charge, so IHG will refund you solely in factors if you happen to cancel your reserving throughout the free cancellation interval.
It is price working via the mathematics and checking the speed at which you’ll buy IHG points outright earlier than you e book a points-and-cash charge. For instance, contemplate this one-night keep in New York Metropolis.
In case you redeemed 47,000 factors for this night time that may in any other case value $307.64, you’d get a redemption charge of 0.65 cents per level. Nonetheless, you possibly can additionally e book any of the next points-and-cash charges for a similar night time:
| Factors-and-cash charge | Redemption charge for factors | Variety of factors you are successfully shopping for with the money portion | Buy charge for factors |
|---|---|---|---|
| 7,000 factors and $239 | 0.98 cents per level | 40,000 | 0.60 cents per level |
| 12,000 factors and $219 | 0.74 cents per level | 35,000 | 0.63 cents per level |
| 17,000 factors and $194 | 0.67 cents per level | 30,000 | 0.65 cents per level |
| 22,000 factors and $166 | 0.64 cents per level | 25,000 | 0.66 cents per level |
| 27,000 factors and $136 | 0.64 cents per level | 20,000 | 0.68 cents per level |
| 37,000 factors and $72 | 0.64 cents per level | 10,000 | 0.72 cents per level |
If you would like the very best redemption and buy charges for factors, the choice with 7,000 factors and $239 may sound interesting. However keep in mind that IHG often lets members buy factors for as little as 0.5 cents every a number of occasions a yr. Plus, for the reason that keep is handled as a reward keep whenever you e book a points-and-cash charge, you will not earn factors on the money portion of the keep.
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Switch IHG factors to airline companions
You too can switch your IHG factors to pick airline companions. You’ll be able to see all of the airline choices on IHG’s website. Nonetheless, most packages have a switch ratio of 10,000 IHG factors to 2,000 airline miles. So, you are virtually sure to lose worth whenever you redeem your IHG factors for airline miles.
Due to this, you need to solely contemplate transferring IHG factors to an airline if it’s worthwhile to high up your account stability for a particular redemption. In any other case, you will virtually actually get higher worth when redeeming IHG factors for lodge stays.
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Different methods to redeem IHG factors
You too can redeem IHG factors for different varieties of rewards and experiences. Doing so will often offer you a comparatively low redemption charge, and the precise choices fluctuate based mostly in your area and nation of residence. Here is a have a look at the choices accessible to U.S. residents.
Digital rewards
You’ll be able to redeem IHG factors for e-books, digital magazines, video games, cell top-ups and software program via this system’s digital rewards portal. Digital magazines begin at round 300 factors, whereas e-books begin at round 1,050 factors.
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IHG One Rewards Entry
By means of IHG One Rewards Access, you’ll be able to redeem IHG factors for choose experiences, together with sports activities and unique occasions. Generally, you’ll be able to safe an expertise for a set variety of factors; different occasions, you will have to enter a bid in a web-based public sale for the possibility to win.
IHG One Rewards catalog
By means of the IHG One Rewards catalog, you’ll be able to redeem IHG factors for merchandise, present playing cards, occasion tickets and donations, amongst different choices.
For instance, you’ll be able to redeem between 1,000 and a pair of,500 IHG factors for a yearlong journal subscription. You too can redeem IHG factors for present playing cards to numerous retailers. Here is what number of factors you will have to redeem for bodily present playing cards of various quantities:
- $50 present card: 25,000 factors (redemption charge of 0.2 cents per level)
- $25 present card: 13,000 factors (redemption charge of 0.19 cents per level)
- $15 present card: 8,000 factors (redemption charge of 0.19 cents per level)
- $10 present card: 5,500 factors (redemption charge of 0.18 cents per level)
- $5 present card: 3,000 factors (redemption charge of 0.17 cents per level)
You too can redeem IHG factors for merchandise. You’ll be able to request particular objects via the rewards concierge if you happen to do not see what you need within the catalog.
Lastly, you’ll be able to donate your factors to charity, with choices beginning at simply 1,000 factors.
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Backside line
There are a lot of methods to redeem IHG factors. Nonetheless, I virtually at all times advocate redeeming them for lodge stays, as this provides you with essentially the most worth to your factors.
If you wish to earn extra IHG factors, the IHG One Rewards Traveler Credit Card has a welcome supply of 120,000 bonus factors after you spend $2,000 on purchases within the first three months from account opening if you happen to apply by July 23. In the meantime, the IHG One Rewards Premier Credit Card has a welcome supply of 5 free nights (every night time valued at as much as 60,000 factors) after you spend $5,000 within the first three months from account opening if you happen to apply by July 23. And the IHG One Rewards Premier Business Credit Card has a welcome supply of 140,000 bonus factors after you spend $4,000 within the first three months from account opening.