U.S. Bank Business Altitude Connect review: Full details

The U.S. Bank Business Altitude® Connect Visa Signature® Card is a strong alternative for business owners concerned about dipping their toes into premium advantages and excessive incomes charges at a modest $0 introductory annual price for the primary 12 months (then $95 thereafter). Nonetheless, in case you are searching for more perks, you might be higher off with another choice. Card ranking*: ⭐⭐⭐

*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The U.S. Financial institution Enterprise Altitude Join is a strong travel rewards card because it gives bonus factors on travel-related purchases, airport lounge privileges and assertion credit for ride-hailing companies.

The cardboard earns factors that may be redeemed for journey, deposits to a qualifying U.S. Checking account or present playing cards, amongst different choices. To extend candidates’ possibilities of approval for this card, we suggest that they’ve a minimal credit score of 670.

Let’s get into the small print and see if this card may very well be a great choice on your pockets.

New candidates for the U.S. Bank Business Altitude Connect can earn 60,000 bonus factors after spending $6,000 on eligible purchases inside the first 180 days from account opening.

This bonus gives good worth for a card with no annual price for the primary 12 months.

It is very important word that the cardboard’s redemption choices are restricted since you may’t transfer to partners like its competitors.

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Due to this, the very best redemption you may get with this supply is at a hard and fast charge of 1 cent per level for journey, making the bonus price $600.

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The U.S. Bank Business Altitude Connect gives a strong suite of advantages, particularly contemplating its $0 introductory annual fee for the primary 12 months ($95 thereafter).

For one, enterprise vacationers obtain a Priority Pass Digital annual membership to entry greater than 1,700 lounges and 4 complimentary visits every membership 12 months. It is a nice perk for frequent vacationers who desire a card with lounge entry for a modest annual price.

Cardholders on the go may also obtain $25 in assertion credit after making not less than one ride-hailing-service purchase with a supplier corresponding to Uber or Lyft (or perhaps a taxi service) on the cardboard throughout three consecutive months.

The U.S. Financial institution Enterprise Altitude Join is a superb card to take overseas because it does not cost foreign transaction fees.

Enterprise house owners additionally obtain useful monetary instruments like U.S. Financial institution Spend Administration — a platform for monitoring and managing bills — and entry to a brand new cardmember $0 price supply on ExtendPay Plans opened inside the first 60 days of account opening.

Plus, cardholders who additionally maintain the non-public U.S. Bank Altitude® Connect Visa Signature® Card can switch factors between their enterprise and private playing cards to construct up a mixed steadiness extra shortly.

The data for the U.S. Financial institution Altitude Join has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: The best business credit cards with no foreign transaction fees

The U.S. Bank Business Altitude Connect shines with its high earning rates throughout standard spending classes for enterprise house owners.

With this card, you will earn:

• 5 factors per greenback spent on automotive leases and motels booked straight within the Journey Middle
• 4 factors per greenback spent on journey, together with airfare and motels, on gasoline and at electrical automobile charging stations (excluding low cost shops/supercenters and wholesale golf equipment) and at motels on the primary $150,000 in mixed annual spend
• 2 factors per greenback spent on cellphone companies, eating, restaurant supply and takeout
• 1 level per greenback spent on all different purchases

The U.S. Financial institution Enterprise Altitude Join covers an unlimited vary of widespread purchases, particularly for business owners who travel frequently.

The journey class contains a number of kinds of journey, because it earns bonus factors on EV charging and gasoline along with airfare and motels. The addition of a bonus class for cellphone companies can be a pleasant contact.

Factors earned on the U.S. Financial institution Enterprise Altitude Join don’t expire so long as your account is lively.

Associated: How to pick a strategy for your small-business credit cards

The factors earned with the U.S. Bank Business Altitude Connect are simple to redeem, which may very well be seen as a optimistic or a unfavourable, relying on the way you prefer to e-book journey.

That is as a result of these factors aren’t the flexible travel rewards you will have come to count on with different playing cards. As an alternative, you’ll redeem factors earned with the U.S. Financial institution Altitude Join at a hard and fast 1 cent per level charge for journey and 0.8 cents apiece for different redemptions, corresponding to money again, buying at Amazon and PayPal, and people made via the Actual-Time Rewards choice.

These are easy choices for beginners however may very well be seen as restrictive if you happen to’re making an attempt to maximise your rewards.

As an example, TPG’s October 2025 valuations deem Chase Ultimate Rewards factors, which you’ll earn with a card just like the Ink Business Preferred® Credit Card, as price 2.05 cents apiece. So, 100,000 Final Rewards factors may very well be redeemed for as much as $2,050 in journey, particularly if you happen to leverage transfer partners.

The data for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Nonetheless, because the U.S. Financial institution Enterprise Altitude Join gives a fixed-value redemption choice, 100,000 factors earned with this card are price simply $1,000 — it doesn’t matter what. So, it is price contemplating whether or not you wish to maximize your rewards or if you happen to favor easy redemption choices from a card.

Associated: Why the best point redemptions are sometimes the most practical

As a travel-oriented enterprise card, the U.S. Bank Business Altitude Connect has a number of rivals.

For added choices, see our checklist of the best business cards.

Associated: Chase Ink Business Preferred vs. Amex Business Platinum: Practicality vs. luxury

Enterprise house owners who wish to earn bonus rewards on a various array of purchases would profit from including the U.S. Bank Business Altitude Connect to their pockets. A very powerful elements to contemplate are the cardboard’s redemption choices. Frequent vacationers could also be higher off with a card that earns extra versatile rewards.

Associated: Business cards vs. personal cards: Key differences

The U.S. Bank Business Altitude Connect gives strong perks, incomes charges and respectable redemption choices for enterprise house owners who do not wish to pay a excessive annual price. Vacationers who wish to maximize their rewards functionality might wish to look elsewhere.

Award travel beginners and enterprise house owners who worth simplicity are prone to get probably the most out of this card.

Apply right here: U.S. Bank Business Altitude Connect Visa Signature Card