With lots of the best credit cards in the marketplace, incomes a beneficiant welcome bonus is a fast solution to receive a lot of value. These playing cards from Chase aren’t any exception.
It is essential to know, nevertheless, that welcome presents usually change.
As an instance you are contemplating including a brand new Chase card to your pockets. When is one of the best time to use so you possibly can earn one of the best supply? We have you coated.
Learn on to study extra in regards to the welcome supply historical past throughout Chase’s suite of bank cards, incomes each cash back and Chase Ultimate Rewards points.
Greatest Chase bank card welcome bonuses
Under are a few of the most popular Chase credit cards, together with their highest-ever presents and our suggestions for when to use.
Be aware that these are all publicly obtainable presents; some particular person, focused bonuses could also be greater than what we have discovered. As well as, a few of these presents could not be obtainable.
Additionally, take into account that Chase components in its 5/24 rule while you apply. Different components can dictate whether or not or not you are eligible for a Chase welcome bonus.
These embrace the brand new modifications to bonus eligibility on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. You are actually in a position to have each the Sapphire playing cards, however bonus eligibility can be based mostly on a number of components. These embrace beforehand earned bonus presents and the variety of playing cards you have opened and closed, amongst different issues, a consultant for Chase confirmed to TPG.
It is value contemplating your present pockets setup and cross-checking with the phrases of whichever card you determine to use for.
Reward your inbox with the TPG Day by day publication
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
| Card | Greatest welcome supply we have seen | When to use |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months. | When the supply has $200 again, plus a 5% cash-back bonus class through the first 12 months from account opening. |
| Chase Freedom Unlimited® | Relying on an individual’s spending habits, one of the best supply is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) through the first 12 months (on as much as $12,000 spent on these purchases). |
When the supply is not less than a $200 bonus and a bonus class for further earnings through the first 12 months, or when double money again is obtainable. |
| Chase Sapphire Preferred Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve for Business℠ | Earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Business Cash® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money. |
| Ink Business Preferred® Credit Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the supply is above 100,000 factors. |
| Ink Business Premier® Credit Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Business Unlimited® Credit Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money again. |
The knowledge for the Ink Enterprise Most popular and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Freedom Flex
The Chase Freedom Flex is a stable, no-annual-fee, cash-back possibility for cardholders who wish to maximize rotating quarterly bonus classes (on as much as $1,500 in mixed spending every quarter; activation is required every quarter).
When you’ve got a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, excluding the Ink Enterprise Premier, which does not mix rewards with every other Chase card) might be turned into Ultimate Rewards points.
Listed here are the latest presents now we have seen on the Freedom Flex:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months. | $200 plus as much as $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent through the first 12 months. | $200 plus as much as $300 on fuel purchases |
Highest welcome supply
With the very best welcome supply we have seen, new cardholders may earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months.
When to use
We recommend making use of for this card when the bonus presents $200 again, plus a 5% cash-back bonus class through the first 12 months from account opening.
Be taught extra: Chase Freedom Flex
Chase Freedom Limitless
The Chase Freedom Unlimited presents a flat 1.5% money again on most purchases, with easy bonus-earning classes for sure on a regular basis purchases. The cardboard does not cost an annual charge.
The Freedom Limitless’s bonus supply has matched the supply on the Freedom Flex previously, however they are not at all times equivalent. So, it is value evaluating the 2 in case you determine to use.
Listed here are the latest presents now we have seen on the Freedom Limitless:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| Might 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to Might 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases through the first 12 months (on as much as $20,000 of purchases) — value as much as $300 money again. | As much as $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Worth is determined by the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases through the first 12 months (on as much as $20,000 of purchases) — value as much as $300 money again. | As much as $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months. | $200 plus as much as $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent through the first 12 months. | $200 plus as much as $300 from fuel station purchases |
Highest welcome supply
This card has provided two welcome bonuses that may very well be thought-about the very best, and it is determined by what you prioritize.
One bonus provided limitless double money again for the primary 12 months from account opening. The opposite provided a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) through the first 12 months (on as much as $12,000 of those purchases).
When to use
This card may very well be value making use of for when the bonus is not less than $200 with a bonus class for further earnings through the first 12 months, or when it presents double money again for the primary 12 months.
Be taught extra: Chase Freedom Unlimited
Chase Sapphire Most popular Card
The Chase Sapphire Preferred Card is a stable entry-level journey rewards card for anybody able to dive into the world of Chase Final Rewards factors. The cardboard offers good worth for a lot of at a modest $95 annual charge.
With the brand new welcome bonus eligibility modifications for the Sapphire playing cards, you will not be capable to earn the Sapphire Most popular’s bonus in case you already maintain the Sapphire Reserve.
Listed here are the latest presents now we have seen on the Sapphire Most popular:
Welcome supply historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| Might 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to Might 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus as much as a $300 assertion credit score on Chase Journey℠ purchases throughout the first 12 months. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Might 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to Might 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to Might 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn an extra 10,000 bonus factors after spending $6,000 complete on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to Might 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus supply worth is predicated on TPG’s September 2025 valuations and isn’t supplied by the bank card issuer.
Highest welcome supply
One of the best supply within the Sapphire Most popular’s historical past gave new cardholders the possibility to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
One of the best time to use for the Sapphire Most popular is any time the bonus comes with greater than 75,000 factors, which is its normal supply.
Be taught extra: Chase Sapphire Preferred
Chase Sapphire Reserve
The premium Chase Sapphire Reserve presents a number of advantages and is a superb possibility for Chase Sapphire Lounge entry and elevated incomes charges in a number of journey classes. It comes with a $795 annual charge.
Remember to word that those that already maintain the Sapphire Most popular will not be capable to earn the welcome bonus on the Sapphire Reserve, given the welcome bonus eligibility guidelines.
Listed here are the latest presents now we have seen on the Sapphire Reserve:
Welcome supply historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| August 2025 to Now | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | $2,563 |
| June 2025 to August 2025 | Earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening. | $2,550 (together with the $500 Chase Journey credit score) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus supply worth is predicated on TPG’s valuations and isn’t supplied by the bank card issuer.
Highest welcome supply
The present supply on the not too long ago refreshed Sapphire Reserve permits new cardholders to earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Be taught extra: Chase Sapphire Reserve
Chase Sapphire Reserve for Enterprise
The Chase Sapphire Reserve for Business is a premium enterprise card possibility for enterprise homeowners searching for top-tier perks. The cardboard launched in June 2025 and costs a $795 annual charge.
The one bonus we have seen on this card presents the possibility to earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
TPG’s valuations deem this supply as value $4,100.
Highest welcome supply
This card’s welcome supply has by no means modified, so the very best supply is the present supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
When to use
If the Sapphire Reserve for Enterprise runs a limited-time supply greater than its present bonus, it is value making use of. That mentioned, the present supply for the brand new rollout of this card is extremely stable — so now remains to be a superb time to use.
Be taught extra: Chase Sapphire Reserve for Business
Ink Enterprise Money Credit score Card
The Ink Business Cash earns bonus cash-back rewards for enterprise homeowners in common spending classes, resembling workplace provide shops, web, cable and cellphone providers, for no annual charge.
Listed here are the latest presents now we have seen on the Ink Enterprise Money:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| September 2025 to now | Earn $900 money again after spending $6,000 on purchases within the first three months from account opening. | $900 |
| March 2024 to September 2025 | Earn as much as $750: $350 after spending $3,000 within the first three months from account opening and an extra $400 after spending $6,000 within the first six months from account opening. | As much as $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
One of the best bonus on the Ink Enterprise Money provided a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We advocate making use of for the Ink Enterprise Money when the bonus is $750 or greater.
Be taught extra: Ink Business Cash Credit Card
Ink Enterprise Most popular Credit score Card
Small-business homeowners who’re Chase Final Rewards factors lovers may discover their excellent match within the Ink Business Preferred Credit Card. For a $95 annual charge, you possibly can accumulate Chase factors throughout a number of bonus classes.
Listed here are the latest presents now we have seen on the Ink Enterprise Most popular:
Welcome supply historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus supply worth is predicated on TPG’s valuations and isn’t supplied by the bank card issuer.
Highest welcome supply
The very best supply we have seen within the Ink Enterprise Most popular’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
One of the best time to use for the Ink Enterprise Most popular is any time the welcome bonus is above 100,000 factors.
Be taught extra: Ink Business Preferred Credit Card review
Ink Enterprise Premier Credit score Card
The Ink Business Premier is Chase’s top-tier enterprise cash-back card, providing a limiteless 2% money again on enterprise purchases on high of different bonus classes for a $195 annual charge.
The one supply we have seen on this card permits new cardholders the possibility to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome supply
This card’s welcome supply has remained regular since its launch, so the very best supply is the present supply of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time supply above its typical $1,000 (the one supply we have seen in its historical past), it is best to positively apply. That mentioned, do not maintain your breath ready for a better supply.
Be taught extra: Ink Business Premier Credit Card review
Ink Enterprise Limitless Credit score Card
For enterprise homeowners looking for a flat-rate cash-back card, the no-annual-fee Ink Business Unlimited is an effective possibility to contemplate.
Listed here are the latest presents now we have seen on the Ink Enterprise Limitless:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| September 2025 to now | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| November 2024 to September 2025 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The Ink Enterprise Limitless presently presents new cardholders the possibility to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or additional cash again.
Be taught extra: Ink Business Unlimited Credit Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards in the marketplace — one private card and one enterprise card. These two playing cards will sometimes supply elevated welcome bonuses.
In case you’re desirous about one among Chase’s Hyatt playing cards, try our guide to the offer history on the World of Hyatt cards that can assist you determine when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one possibility for enterprise homeowners.
In case you’re desirous about one among Chase’s IHG playing cards, see our offer history guide for IHG cards that can assist you make your resolution.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome presents considerably incessantly.
In case you’re desirous about one among Chase’s Southwest playing cards, our information to the offer history of Southwest cards may help you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which regularly characteristic stable bonuses for frequent flyers. The Chase-United suite consists of 4 private card choices and two enterprise playing cards.
In case you’re desirous about one among Chase’s United playing cards, see our guide to the United playing cards’ supply historical past to determine when to use.
Backside line
Welcome bonuses usually fluctuate, so in case you’re desirous about making use of for a brand new card, it is value trying out its supply historical past and evaluating it to the current supply.
Since a lot of a card’s worth is discovered within the welcome supply, it’s possible you’ll discover that one of the best technique is to carry off till a profitable limited-time bonus seems so you possibly can earn a swath of bonus factors or money again.
For extra info on bank card bonus presents over time, see the next: