Marriott offers five personal credit cards to new candidates, every with its personal annual payment that ranges $0 to $650.
Briefly, there is a card for everybody, whether or not you are a die-hard Marriott fan or an occasional traveler on the lookout for free award nights.
Chase points the 2 most inexpensive cobranded choices presently open to new candidates: the Marriott Bonvoy Bold® Credit Card (see rates and fees) and the Marriott Bonvoy Boundless® Credit Card (see rates and fees).
Let’s break down the main points of every card that will help you resolve which one higher fits your technique.
Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless comparability
| Characteristic | Marriott Bonvoy Daring | Marriott Bonvoy Boundless |
|---|---|---|
| Welcome bonus | Earn 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. | Earn 125,000 bonus factors and one free evening award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure accommodations have resort charges. |
| Annual payment | $0 | $95 |
| Incomes charges |
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| Marriott Bonvoy perks |
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| Different perks |
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Associated: Does it make sense to hold multiple Marriott Bonvoy credit cards?
Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless welcome bonus
The Boundless is presently providing 125,000 bonus factors and one free evening award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure accommodations have resort charges. This supply ends Nov. 5.
The Bold is presently providing 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. This supply ends Nov. 5.
TPG’s October 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, successfully making the entire bonus on the Daring price $420 and the entire bonus on the Boundless price as much as $1,225.
Since Chase points each playing cards, it is necessary to notice that the 5/24 rule applies right here. This implies you seemingly will not qualify for both card when you’ve opened 5 or extra bank cards (from any issuer) previously two years.
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As well as, Marriott-specific eligibility requirements apply to merchandise issued by Chase and American Categorical. Make sure to confirm your eligibility earlier than making use of.
Winner: Boundless. Its welcome bonus is price considerably greater than the Daring.
Associated: The best time to apply for these Chase cards based on offer history
Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless advantages
The free evening certificates is essentially the most notable distinction between these two playing cards.
Annually in your account anniversary, Boundless cardholders get a free evening certificates price as much as 35,000 factors — and you’ll add as much as 15,000 further factors if the resort prices greater than that.
Should you use this strategically, you possibly can rating a free evening at a resort that simply makes up for the $95 annual fee each year.
In the meantime, Bold cardholders don’t obtain a free evening certificates however do not must pay an annual payment.
In any other case, the playing cards supply related perks. With both card, you will get automatic Silver Elite status and robust journey and buy protections from Chase. Plus, you will not pay any foreign transaction fees with these playing cards when touring overseas.
Winner: Boundless. Most vacationers will have the ability to get greater than $95 worth from the free evening certificates.
Associated: 7 great uses of Marriott free night certificates
Incomes factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless
Each playing cards function comparable incomes charges, although it is good that the Boundless earns no less than 2 factors per greenback spent throughout each buy, whereas the Daring earns 1 level per greenback spent on nonbonus class purchases.
That being mentioned, outdoors of Marriott purchases, neither card presents actually excellent incomes charges, and you’ll undoubtedly discover higher choices for everyday spending.
The Boundless earns extra factors on Marriott stays and presents further factors on grocery and gasoline purchases (although there is a spending cap), whereas the Daring card presents bonus factors on ride-hailing, which could possibly be helpful when you use companies like Uber or Lyft usually.
Winner: Boundless. It earns extra factors than the Daring on most purchases.
Associated: Best hotel credit cards
Redeeming factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless
Each the Bold and the Boundless earn Marriott Bonvoy factors, so they provide the identical redemption choices.
The obvious and helpful method to make use of your Bonvoy factors is to redeem them for a Marriott keep. To get essentially the most worth out of your factors, reap the benefits of the fifth-night-free perk, which lets you e book an award keep of 5 nights for the price of simply 4.
Moreover, you need to use your factors for reward playing cards and merchandise by means of Marriott’s purchasing portal, however we advocate avoiding this path to get most worth out of your factors.
TPG bank cards author Chris Nelson acquired distinctive worth on a latest keep on the AC Lodge Cape City Waterfront, the place he redeemed 136,000 factors for a seven-night keep. He took benefit of the fifth-night-free perk on this award to get one evening free.
Winner: Tie. Each playing cards earn Marriott Bonvoy factors and supply the identical redemption choices.
Associated: How to redeem points with the Marriott Bonvoy program
Transferring factors with the Marriott Bonvoy Daring vs. the Marriott Bonvoy Boundless
With both card, you even have the choice to switch your Bonvoy factors to certainly one of practically 40 partner airline programs, together with Delta SkyMiles and United MileagePlus.
Most transfers to airways are at a 3:1 ratio, so you will obtain 1 airline mile for each 3 Marriott factors transferred. Moreover, while you switch factors to United MileagePlus, you’ll obtain 10,000 bonus miles for each 60,000 factors transferred.
This redemption generally doesn’t yield a very good worth on your factors, although, so we advocate utilizing it provided that it is advisable to high off your airline account stability.
Winner: Tie. Each playing cards have the identical switch companions.
Associated: When does it make sense to transfer Marriott points to airlines?
Ought to I get the Marriott Bonvoy Daring or the Marriott Bonvoy Boundless?
If you understand you will get use out of the annual free evening certificates, the Boundless is the best choice. You will additionally unlock increased earn charges with this card. Nonetheless, when you’re on the lookout for a extra entry-level product and need to keep away from an annual payment, the Bold is the higher possibility.
improve from the Marriott Bonvoy Daring to the Marriott Bonvoy Boundless
Should you aren’t eligible for a brand new Bonvoy bonus or are over 5/24, a product change could also be your best choice. Each the Bonvoy Daring and the Bonvoy Boundless are topic to Chase’s 5/24 rule and, extra particularly, Marriott Bonvoy eligibility restrictions.
To request an improve (or downgrade), name the quantity on the again of your card. Simply do not forget that doing so will imply you forfeit your new card’s welcome bonus in the intervening time.
Associated: The ultimate guide to credit card upgrades
Backside line
Whatever the card you select, each Marriott playing cards are a good way to introduce your self to the Bonvoy program and all its redemption potentialities. You may’t go unsuitable with both, as there are literally thousands of properties to select from worldwide.
To study extra, take a look at our full opinions of the Marriott Bonvoy Boundless Card and the Marriott Bonvoy Bold Card.
Apply right here: Marriott Bonvoy Boundless Card
Apply right here: Marriott Bonvoy Bold Card