The highest-tier Hilton Honors American Express Aspire Card packs an a variety of benefits for frequent Hilton company, making it a stable selection for those who’re available in the market for a premium cobranded hotel card.
Let’s dig deeper into the distinctive advantages of the cardboard and focus on methods for maximizing every, guaranteeing you get full worth from the cardboard in alternate for the $550 annual payment (see rates and fees).
Profitable welcome provide
The Hilton Aspire at present affords new cardmembers to earn 175,000 bonus factors after spending $6,000 on purchases within the first six months of card membership. This provide ends Jan. 14, 2026.
These factors are value $875, in accordance with TPG’s December 2025 valuations. Nevertheless, this factors haul will be value way more for those who use the factors to ebook luxurious accommodations or costly stays throughout holidays and occasions.
Listed below are 3 ways to maximize Hilton Honors points:
- Redeem Hilton points towards stays at luxurious properties to maximise their worth.
- Do not forget that Hilton factors are extremely useful in Oman, Egypt, Mexico, Malaysia and a few South American nations.
- Benefit from the fifth-night-free perk (accessible to all standing members) any time you possibly can.
Associated: Check your Hilton bookings: Some standard room reward nights now cost less at high-end properties
Hilton Honors Diamond standing
The Hilton Aspire contains Diamond elite status, the best tier of Hilton elite standing (till subsequent 12 months, when Hilton provides its new Diamond Reserve tier). This standing provides you a 100% bonus on factors incomes, late checkout and suite upgrades (when accessible) and govt lounge entry.
These advantages are nice on paper, however you need to set your expectations appropriately. There is not any assured avenue to suite upgrades or late checkout as a Hilton Diamond member. As talked about, these are space-available advantages and are largely on the resort’s discretion.
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To maximise Diamond standing, learn up on all the advantages, together with the positive print. Crucial advantages are govt lounge entry, complimentary breakfast, a 48-hour room assure and bonus factors.
Associated: 6 Hilton Diamond benefits that make the status worthwhile
Free evening certificates
Hilton Aspire Card members can obtain as much as three reward evening certificates. You obtain one reward evening certificates to make use of at nearly any Hilton property worldwide after opening your account and in your cardmember anniversary 12 months.
You may earn a second reward evening certificates if you spend $30,000 on the Aspire Card in a calendar 12 months and a 3rd free evening certificates if you spend $60,000 inside a calendar 12 months.
Frequent vacationers can reap the benefits of this profit and save a whole lot of {dollars} a 12 months. Better of all, so long as a property is eligible and has room availability, you possibly can ebook a stick with a couple of exclusions.
Associated: Hilton free night certificates: How to earn them and maximize their value
Airline credit score
The Hilton Aspire offers as much as $50 in quarterly assertion credit (as much as $200 per calendar 12 months) for airfare purchases on flights bought straight from the airline or by amextravel.com.
TPG contributing editor Matt Moffitt maximizes this credit score by loading his United TravelBank stability with $50 every quarter. This credit score can then be used to ebook any United Airways or United Specific flight.
Associated: The 5 easiest travel credits to redeem
Resort credit score
Hilton Aspire Card members additionally obtain as much as $200 in biannual assertion credit (as much as $400 per calendar 12 months) towards eligible purchases made straight with collaborating Hilton resorts. These purchases embrace room charges and incidentals.
The resort credit score is split into two semiannual assertion credit of as much as $200, one from January to June and one other from July to December.
Costs should be positioned in your room, and you need to use the Aspire Card for prices throughout your keep.
This credit score is value as much as $400 whole per 12 months, not per resort keep. You need to use the credit score for parking, meals, spa providers and plenty of actions that the resort can organize for you throughout your keep.
Clear Plus credit score
Hilton Aspire Card members obtain as much as $209 yearly in assertion credit towards a Clear Plus membership (topic to auto-renewal; enrollment required).
Clear is a superb perk to have alongside TSA PreCheck. If these expedited lanes are closed or backed up, you should utilize one other service to hurry by safety.
Associated: 10 ways to get through airport security faster
Waldorf Astoria and Conrad property credit
If you happen to keep two consecutive nights on the luxurious manufacturers within the Hilton portfolio (booked through the special portal), you may be eligible for as much as a $100 property credit score for nearly something charged to the room in the course of the keep as a Hilton Aspire Card member.
In take a look at searches of the Conrad Bora Bora Nui, the Conrad Tokyo, the Waldorf Astoria Chicago and The Roosevelt New Orleans, A Waldorf Astoria Lodge, the complete $100 assertion credit score was provided. Plus, the eligible charges matched the versatile charges accessible to non-Aspire Card members.
Taxes, charges, gratuity and the room price itself are usually not eligible. The phrases for the provide say to test along with your resort’s entrance desk to make sure that what you’d wish to cost is eligible for reimbursement.
Associated: A taste of luxury in Music City: What it’s like staying at the Conrad Nashville
Automobile rental elite standing
Hilton Aspire Card members take pleasure in complimentary National Car Rental Emerald Club Executive status (enrollment in Emerald Membership is required). Advantages embrace Govt Space entry, waived second driver charges and upgrades.
If Nationwide Automobile Rental is just not your most well-liked automotive rental company, you possibly can simply leverage the automated elite standing and apply for a status match to your most well-liked rental company.
Associated: Credit cards that offer elite status for car rentals
Bonus classes
If you wish to rack up Hilton factors shortly, you need to know when the Hilton Aspire Card ought to come out and when it ought to keep in your pockets.
The Aspire Card earns 14 factors per greenback spent on purchases made straight with accommodations and resorts within the Hilton portfolio. Based mostly on TPG’s December 2025 valuations, that is equal to a 7% return on spending.
You will additionally earn 7 factors per greenback spent (a 3.5% return) on flights booked straight with airways or by amextravel.com, on automotive leases booked straight with choose automotive rental firms and on purchases at U.S. eating places. Lastly, you may earn 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard.
You need to evaluate the incomes charges for an expense throughout all of the playing cards in your pockets to see which provides you essentially the most worth.
Associated: These boutique hotels around the US are full of character — and are bookable using Hilton Honors points
Hilton stays
Earlier than you resolve to earn bonus factors for journey spend on one other rewards card, contemplate the large incomes charges that can present in your account if you use your Hilton Aspire to pay for Hilton stays.
Here is a breakdown of what number of Hilton factors you may earn per greenback spent if you keep and pay along with your Aspire Card:
- 10 factors per greenback base incomes
- 10 factors per greenback along with your Diamond bonus
- 14 factors per greenback for Aspire Card earnings
- Any promotion or cellular app reserving bonus
At a minimal, you may earn 34 Hilton factors per greenback spent in your Hilton resort stays. Utilizing our valuations with none promotions, that is equal to a 17% return towards your subsequent Hilton keep.
Whereas the price of Hilton award nights is comparatively excessive in comparison with opponents like World of Hyatt, you possibly can earn many extra factors per keep by comparability. Do not forget to make your Aspire Card your default cost technique in your Hilton profile.
Associated: Which credit card should you use for Hilton stays?
Backside line
Including the Hilton Aspire Card to your pockets can provide your award journeys a shot of adrenaline.
Whenever you stick with Hilton, you may have Diamond standing for breakfast and lounge entry, obtain bonus factors, earn property credit and (hopefully) rating a room improve.
This card is a superb choice so as to add for those who’re even remotely a frequent Hilton visitor or have deliberate a few annual journeys to Hilton properties.
To study extra, learn our full review of the Hilton Aspire.
Apply right here: Hilton Honors American Express Aspire Card
For charges and charges of the Hilton Aspire Card, click on here.