The Capital One Venture X Rewards Credit Card stands tall within the travel credit card market. That is due to its straightforward benefits, skill to earn precious Capital One miles and annual price of $395, modest in comparison with its premium counterparts.
In case you’ve been eyeing this rewards card, now’s a implausible time to use. That is as a result of the cardboard is providing its highest welcome bonus since its launch in 2021. The one time this card has had a limited-time welcome bonus was in the course of the first 4 months after it debuted.
However the provide ends on Jan. 5, 2026, so you will wish to act quickly to safe it.
Let’s dive into the Enterprise X’s bonus and advantages that can assist you determine whether or not now’s the time so as to add the cardboard to your pockets.
Present Capital One Enterprise X provide
New Venture X candidates can earn 100,000 miles after spending $10,000 on purchases within the first six months of account opening. That is your final likelihood to earn this bonus, because it ends on Jan. 5, 2026.
In response to TPG’s December 2025 valuations, this bonus is value $1,850.
Capital One miles are most useful while you leverage one of many issuer’s 15-plus transfer partners. Nevertheless, cardholders even have the choice to redeem at a fixed rate of 1 cent per level to cowl current journey purchases on the cardboard or make bookings via the Capital One Travel portal. This bonus is value a good $1,000 in the event you redeem it this fashion.
How does this examine to previous presents?
Outdoors of the Enterprise X’s November 2021 launch, that is the one elevated provide we have seen in the card’s history. The Enterprise X supplied the identical 100,000-mile provide from November 2021 to March 2022. In any other case, it has by no means strayed from its commonplace 75,000-mile provide (not at present out there).
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This 100,000-mile provide hasn’t been out there in 4 years, making now a great time to apply. The provide expires quickly, so remember to apply by Jan. 5, 2026.
Utility guidelines and restrictions
Capital One has imposed a 48-month family rule throughout its lineup of Enterprise playing cards, together with the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card.
This new Enterprise household rule restricts you from shifting ‘down’ the Enterprise card household (by way of annual charges), which means if you have already got the Enterprise X and earned the bonus within the final 48 months, you will not be authorised for the VentureOne ($0 annual price) or Enterprise ($95 annual price). So, that is one thing to remember if you wish to decide up one in every of these two lower-tier playing cards sooner or later.
Moreover, in the event you’ve opened the Enterprise X and obtained its bonus within the final 48 months, you will not be eligible for this present bonus.
Capital One’s different application restrictions require you to attend six months between approvals for brand spanking new Capital One playing cards, together with each private and enterprise playing cards.
Associated: 6 things to do when you get the Capital One Venture X
Why you must apply for the Enterprise X
The Venture X offers a number of advantages for frequent vacationers to get pleasure from. Key perks embody:
- Anniversary bonus: The cardboard pays 10,000 bonus miles in your account anniversary, beginning in your first anniversary. As of December 2025, TPG values these 10,000 miles at as much as $185 when utilized with Capital One’s switch companions.
- Annual journey credit score: Cardholders will obtain a $300 annual credit for bookings made via Capital One Journey.
- Licensed customers: Further licensed customers could be added at no charge. Nevertheless, beginning Feb. 1, 2026, every licensed consumer will value $125 yearly to retain Capital One and Precedence Go lounge entry.
- International Entry or TSA PreCheck: Cardholders obtain as much as $120 in assertion credit for both TSA PreCheck or International Entry.
- Lounge entry: Cardholders, licensed customers and as much as two company per go to get complimentary entry to Capital One lounges and greater than 1,300 Precedence Go lounges till Feb. 1, 2026. After this date, you will be required to pay for visitor entry to each kinds of lounges.
- Luxurious lodge perks: The Capital One Premier Assortment presents free breakfast, room upgrades and different perks at taking part inns and resorts. Cardholders also can entry Capital One’s lower-tier Way of life Assortment.
- Stacking automotive rental perks: Cardholders can stack automotive rental perks with Hertz.*
*Upon enrollment, accessible via the Capital One web site or cell app, eligible cardholders will stay at that standing degree via the length of the provide. Please observe, enrolling via the conventional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) is not going to mechanically detect a cardholder as being eligible for this system and cardholders is not going to be mechanically upgraded to the relevant standing tier. Further phrases apply.
On prime of those advantages, the Enterprise X makes it simple to earn Capital One miles at aggressive charges:
- 10 miles per greenback spent on inns and rental automobiles booked via Capital One Journey
- 5 miles per greenback spent on flights and trip leases booked via Capital One Journey
- 2 miles per greenback spent on all different purchases
In case you maximize the total worth of simply two of the Enterprise X’s annual perks — the $300 journey credit score and 10,000 bonus factors — you’ll successfully recoup your $395 annual price. That is as a result of TPG’s December 2025 valuations place the bonus factors at $185. If you add the worth of the $300 credit score to this, you attain a complete annual worth of $485.
Associated: Cashing in Capital One miles? How to get the maximum value when redeeming miles
Backside line
The Venture X is offering 100,000 miles in its first elevated provide since launch, which makes now a good time to use in the event you’re eligible for the bonus.
With the provide expiring quickly, you will wish to apply now so you do not miss out. The bonus ends on Jan. 5, 2026.
This card could be a nice possibility for a lot of vacationers, and the cardboard will seemingly change into extra compelling over time as Capital One continues to put money into its rewards program and increase its lounge community.
To be taught extra, learn our full review of the Venture X.
Study extra: Capital One Venture X
For Capital One merchandise listed on this web page, a number of the advantages could also be offered by Visa® or Mastercard® and will differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.