Marriott Bonvoy Daring Credit score Card overview
The Marriott Bonvoy Bold® Credit Card (see rates and fees) is Marriott’s entry-level private cobranded bank card. This no-annual-fee product presents a strategy to earn Marriott Bonvoy factors and offers cardholders a jump-start on attaining elite standing. Nonetheless, frequent Marriott friends are higher off with a card that fees an annual price and presents extra perks. Card ranking*: ⭐⭐½
*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Marriott Bonvoy Bold is the one no-annual-fee card within the Marriott Bonvoy family.
As they are saying, you get what you pay for, and that’s true relating to bank cards, too. Consequently, the Bonvoy Daring sacrifices some incomes potential and well-liked advantages to compensate for the dearth of an annual price in comparison with its higher-priced counterparts.
Nonetheless, this could be a nice possibility for somebody simply stepping into journey who needs to get pleasure from the advantages of Marriott Silver Elite status throughout lodge stays.
We suggest a credit score of no less than 670 for the perfect approval likelihood.
Right here’s what else it is advisable to know in regards to the card if you wish to apply.
Marriott Bonvoy Daring professionals and cons
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Marriott Bonvoy Daring welcome supply
New Marriott Bonvoy Bold cardholders can earn two free evening awards (valued at as much as 50,000 factors every) after spending $1,000 on purchases within the first three months from account opening. (Sure motels have resort charges.)
TPG’s January 2026 valuations peg Marriott Bonvoy factors at 0.7 cents every, making this bonus price as much as $700 if you happen to totally max out every free evening award (for a complete welcome bonus of 100,000 factors).
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To be eligible, you should:
Cobranded Marriott playing cards have notoriously complicated eligibility necessities, and the Bonvoy Daring isn’t any exception. Earlier than making use of, be sure you test your eligibility, as these necessities usually require you to not maintain one other Marriott cobranded card or have acquired a welcome bonus on one other Marriott cobranded card for a sure time period.
Associated: The ultimate guide to credit card application restrictions
Marriott Bonvoy Daring advantages
The Marriott Bonvoy Bold card comes with automatic Silver Elite status. This standing features a 10% bonus on factors earned throughout stays, complimentary in-room Wi-Fi, precedence late checkout and a reservation assure.
The cardboard additionally comes with 5 elite evening credit per yr. These elite evening credit might help you progress to the next standing degree, offering extra helpful perks when staying at Marriott properties.
As well as, cardholders obtain the next advantages:
- Baggage delay insurance: You may get reimbursed as much as $100 every day for as much as 5 days for eligible important purchases when there’s a baggage delay of over six hours
- Car rental insurance: Protection for collision harm or theft while you decline the rental firm’s collision insurance coverage
- Concierge: Visa Signature concierge service is obtainable 24 hours a day that will help you e book leisure tickets, make dinner reservations and extra
- Extended warranty: For objects with lower than three years of guarantee, you’ll be able to prolong a producer’s U.S. guarantee by one further yr for as much as 4 years from the date of buy
- Lost luggage reimbursement: You’re coated as much as $3,000 per coated traveler ($2,000 for New York residents, as much as $10,000 for all coated vacationers) in case your or an instantaneous member of the family’s checked or carry-on baggage is broken, misplaced or stolen throughout a coated journey
- No foreign transaction fees
- Purchase protection: This covers your new purchases for 120 days (90 days for New York residents) towards harm or theft (as much as $500 per merchandise)
- Trip delay reimbursement: In case your flight is delayed greater than 12 hours or requires an in a single day keep, you’ll be coated as much as $500 per coated traveler for unreimbursed bills, similar to meals and lodge prices
It’s uncommon to seek out no-annual-fee bank cards providing baggage and journey delay protection, making the Marriott Bonvoy Daring extra engaging for vacationers who pay for journey.
Cardholders can even use Chase Pay Over Time on purchases of $100-$5,000 made immediately with an airline or Marriott Bonvoy lodge. (Entry to Pay Over Time just isn’t assured and is predicated on components similar to account conduct, creditworthiness and credit score restrict.)
Associated: Should you get travel insurance if you have credit card protection?
Incomes factors on the Marriott Bonvoy Daring
The Marriott Bonvoy Bold earns:
Do not forget that the three factors per greenback you earn on Marriott lodge stays are along with the factors you earn by the Bonvoy program. Between the ten base factors and the ten% bonus from Silver Elite standing, you’ll earn as much as 14 whole factors per greenback spent on eligible Bonvoy lodge stays with the Bonvoy Daring card. This equates to a 9.8% return on spending based mostly on TPG’s January 2026 valuations.
It’s price mentioning that these incomes charges don’t examine favorably to any of the opposite Marriott Bonvoy bank cards. All the opposite Marriott playing cards supply increased incomes charges on each Marriott stays and on a regular basis spending (and a few have a number of different bonus classes).
You probably have a general travel credit card, such because the Chase Sapphire Preferred® Card (see rates and fees) or the Capital One Venture Rewards Credit Card, you’ll be higher off utilizing a kind of playing cards for many journey purchases.
Associated: Your complete guide to earning Marriott Bonvoy points
Redeeming factors on the Marriott Bonvoy Daring
As is the case with Bonvoy playing cards, Bonvoy Bold included, you’ll usually get the most value from your points while you use them for award stays at eligible Bonvoy motels.
A pleasant profit to redeeming Marriott factors for award stays is that you just’ll get a fifth night free at eligible properties, saving you 20% on five-night stays.
Beginners who might not have large factors balances for redemptions can even reap the benefits of Marriott’s Cash + Points redemption options, the place you should utilize factors to pay for a part of your lodge keep and money for the remaining.
TPG lead author Katie Genter spent 5 nights at Le Meridien N’Fis in Marrakech, Morocco, for simply 52,500 Marriott Bonvoy factors by profiting from the “Keep for five, Pay for 4” characteristic.
Associated: How I plan to redeem more than 800,000 Marriott Bonvoy points
Transferring factors on the Marriott Bonvoy Daring
In contrast to many different hotel-branded playing cards, the Bonvoy Bold has respectable switch choices. You may transfer your Marriott points to a formidable record of practically 40 airline companions, usually at a 3:1 ratio.
That is hardly ever the perfect redemption possibility, however it may be helpful to high off factors or miles balances with airline packages with no different switch companions, similar to Saudia Alfursan.
Associated: Should you transfer hotel points to airline partners?
Which playing cards compete with the Marriott Bonvoy Daring?
If you’d like extra Marriott Bonvoy perks or favor totally different rewards, contemplate certainly one of these alternate options:
For added choices, see our record of the best Marriott Bonvoy credit cards and the best hotel credit cards.
Associated: Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless: Which beginner Marriott card is best for you?
Is the Marriott Bonvoy Daring price it?
Since there’s no annual price to justify, learners might discover sufficient worth within the Bonvoy Bold’s computerized Silver Elite standing to make the cardboard worthwhile. Nonetheless, anybody who stays at Marriott properties recurrently and is keen to pay an annual price is best off utilizing their Chase 5/24 slot for a Marriott card with extra strong advantages.
Backside line
Whereas the Marriott Bonvoy Bold presents some respectable worth for learners, you’ll doubtless get extra worth from different journey bank card choices, particularly while you have a look at the complete lineup of Marriott Bonvoy playing cards.
These different playing cards supply rewards charges and extra perks that greater than make up for his or her annual charges. Nonetheless, true learners (and possibly these towards including one other annual price to their wallets) might discover stable worth within the Bonvoy Daring.
Whereas it’s not the most rewarding card on the market, it may be a helpful entry level into the Marriott Bonvoy program, particularly for these trying to keep away from annual charges.
Apply right here: Marriott Bonvoy Bold
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