Capital One airline and hotel transfer partners: How to maximize your miles

Capital One’s journey rewards ecosystem has turn into a critical contender for savvy factors and miles collectors.

With greater than 15 airline and lodge companions, most of which supply 1:1 switch ratios, Capital One miles can unlock distinctive worth when used strategically. Whether or not you are eyeing premium cabin flights or stretching your miles for on a regular basis journeys, Capital One’s flexibility allows you to journey higher at a decrease out‑of‑pocket price.

This is a more in-depth have a look at find out how to make the most of Capital One’s transfer partners — and why this program ought to be in your radar.

Associated: 15 dream trips you can take with Capital One miles

Capital One airline and lodge switch companions

Listed below are the Capital One switch companions, the ratio at which you’ll switch Capital One miles to every associate and the switch instances, based on our testing:

• Accor Stay Limitless: 2:1 switch ratio, two enterprise days
• Aeromexico Rewards: 1:1 switch ratio, prompt
• Air Canada Aeroplan: 1:1 switch ratio, prompt
• Air France-KLM Flying Blue: 1:1 switch ratio, prompt
• Avianca LifeMiles: 1:1 switch ratio, prompt
• British Airways Membership: 1:1 switch ratio, prompt
• Cathay Pacific Cathay: 1:1 switch ratio, 24 hours
• Alternative Privileges (solely U.S.-based accounts): 1:1 switch ratio, 24 hours
• Emirates Skywards: 1:1 switch ratio, prompt
• Etihad Visitor: 1:1 switch ratio, prompt
• EVA Air Infinity MileageLands: 4:3 switch ratio, 36 hours
• Finnair Plus: 1:1 switch ratio, prompt
• I Want Resort Rewards (Most popular Inns & Resorts): 1:2 switch ratio, prompt
• Japan Airways Mileage Financial institution: 4:3 switch ratio, prompt
• JetBlue TrueBlue: 5:3 switch ratio, prompt
• Qantas Frequent Flyer: 1:1 switch ratio, prompt
• Qatar Airways Privilege Membership: 1:1 switch ratio, prompt
• Singapore KrisFlyer: 1:1 switch ratio, prompt
• TAP Air Portugal Miles&Go: 1:1 switch ratio, prompt
• Turkish Airways Miles&Smiles: 1:1 switch ratio, prompt
• Virgin Crimson: 1:1 switch ratio, prompt
• Wyndham Rewards: 1:1 switch ratio, prompt

earn Capital One miles

This is a abstract of some presently obtainable cards that earn transferable Capital One miles:

After getting a card incomes transferable Capital One miles, you may convert cash back from your other Capital One cards into transferable miles.

Associated: The best time to apply for these popular Capital One credit cards based on offer history

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Greatest Capital One switch companions

TPG’s November 2025 valuations peg the worth of Capital One miles at 1.85 cents every. Listed below are a few of the greatest choices.

• Air Canada Aeroplan: You will discover nice candy spots with Aeroplan program companions that use mounted award pricing, resembling 60,000 miles in enterprise class from the Northeast to Europe on carriers like Lufthansa, Swiss and Austrian Airways. Plus, Aeroplan does not go on carrier-imposed surcharges, so you may ebook Star Alliance award tickets with comparatively low taxes and charges; you may as well add a stopover on a one-way award for five,000 factors.
• Air France-KLM Flying Blue: The loyalty program of Air France, KLM and Transavia makes use of dynamic pricing. If you’ll find the restricted Saver availability, you may ebook business-class flights to Europe for 60,000 Flying Blue miles. Additionally, take into account the month-to-month Promo Rewards for additional reductions.
• British Airways Membership: There are a lot of the reason why you must care in regards to the British Airways Club and its Avios currency. One main purpose is the British Airways distance-based award chart. For instance, you may ebook off-peak, Iberia-operated, business-class flights from choose U.S. cities to Madrid or Barcelona for 40,500 Avios plus about $117 in taxes and charges one-way. You too can redeem Avios for American Airways and Alaska Airways home award flights, beginning at simply 12,000 British Airways Membership Avios.
• Qatar Airways Privilege Membership: That is one of the simplest ways to ebook Qatar Airways’ legendary Qsuite business-class product, the place you may want simply 70,000 Avios from anyplace in North America to Hamad Worldwide Airport (DOH) in Doha, the place the most cost effective Saver availability exists. With Qatar Airways recurrently blocking Qsuite availability to sure associate airways, it is best to ebook immediately with Qatar Airways Privilege Club.
• Turkish Airways Miles&Smiles: Turkish Airlines’ Miles&Smiles program nonetheless makes use of award charts and gives an interesting candy spot: United Airways-operated flights between the U.S. and Hawaii for simply 10,000 miles one-way in financial system. You will not be charged gas surcharges on United-operated flights, and gas surcharges are truthful on Turkish-operated flights with business-class seats to Turkey. They begin at a really cheap 65,000 miles, and there may be typically nice availability.
• Virgin Crimson: Virgin Crimson is the loyalty program for the Virgin household of manufacturers. Amongst different issues, you should utilize Virgin factors to ebook flights by means of the Virgin Atlantic Flying Club program and cruises with Virgin Voyages. Although Virgin Atlantic has switched to dynamic award pricing, you may fly one-way from the U.S. to Europe in financial system from solely 6,000 factors plus about $110 in taxes, charges and surcharges, which is a terrific deal.

Mid-tier Capital One switch companions

Beneath are some switch companions that may supply stable worth, however you may wish to evaluate the money value to the mileage price earlier than transferring miles.

• Accor Stay Limitless: With fixed-value redemptions, Accor’s loyalty program permits you to redeem 2,000 factors for 40 euros off your keep — about $47. With a 2:1 switch ratio, 4,000 Capital One miles would prevent $47. That is barely higher than the fixed-rate journey redemption by means of Capital One, which yields $40 for a similar quantity.
• Avianca LifeMiles: Avianca LifeMiles is thought for providing cheap redemption charges on Star Alliance associate flights and never passing gas surcharges onto passengers utilizing associate awards. Due to a beneficiant pricing construction for mixed-cabin awards, you may have the ability to drop that value even additional if a brief connecting flight is in a decrease class of service. Notice that Avianca’s web site is tough to make use of, and its name middle is irritating.
• Japan Airways Mileage Financial institution: Japan is a well-liked journey vacation spot, and this program presents business-class flights to Japan from 55,000 miles. Nevertheless, this switch possibility is barely mid-tier, because the switch fee is 4:3. So, you may want extra Capital One miles, and Japan Airways Mileage Financial institution miles have a tough expiration date of 36 months after accrual.
• Cathay Pacific Cathay: This program makes use of distance-based pricing, which may end up in excessive award prices, particularly in premium cabins. Nevertheless, Cathay Pacific Cathay can also supply decrease surcharges on British Airways awards and higher entry to Cathay Pacific’s first-class area, although it is nonetheless exhausting to search out.
• Finnair Plus: Finnair Plus makes use of Avios as its award forex. Its zone-based chart creates some Finnair Avios sweet spots. Plus, you may generally keep away from paying as many surcharges whenever you ebook by means of Finnair as a substitute of British Airways.
• Singapore KrisFlyer: If you wish to book Singapore Suites or first class, ebook utilizing Singapore KrisFlyer. You might also discover good worth whenever you redeem KrisFlyer miles for Singapore Airlines’ Spontaneous Escapes.
• Qantas Frequent Flyer: Qantas Frequent Flyer presents dynamically priced Classic Plus Rewards for its flights. Nevertheless, reserving Traditional Flight Rewards that use distance-based charts often presents higher worth, particularly for Emirates’ enterprise class and top notch (whether it is obtainable). Notice that almost all of those charges have recently increased.
• Wyndham Rewards: The most costly Wyndham Rewards properties price simply 30,000 factors per evening, providing excessive worth in comparison with money charges.

Decrease-value Capital One switch companions

As a consequence of costly award charts, unhealthy switch ratios, hidden charges and packages which can be tough to navigate, you most likely will not maximize your Capital One miles with these switch companions.

• Aeromexico Rewards: When you take into account the taxes and charges and the reserving charge (even when reserving by means of the web site), the Aeromexico Rewards program holds little worth.
• Alternative Privileges: Since TPG’s November 2025 valuations put the worth of Choice Privileges factors at simply 0.6 cents per level, transferring Capital One miles to Alternative Privileges at a 1:1 ratio often will not yield you the very best worth. As an alternative, take into account shopping for Alternative factors throughout a sale or signing up for a Choice Privileges credit card to earn Alternative factors.
• Emirates Skywards: With excessive redemption prices, carrier-imposed surcharges and now a restriction on first-class redemptions to elite members, Emirates Skywards’ excessive redemption prices and surcharges typically cut back worth. Attempt Qantas as a substitute.
• Etihad Visitor: Miles within the Etihad Guest program expire after 18 months except you’re taking a flight operated by Etihad Airways or a associate airline. To not point out, the cancellation prices for awards are extreme.
• EVA Air Infinity MileageLands: Capital One already companions with a number of different Star Alliance packages which can be often higher for reserving awards. EVA Air’s award chart is often costlier, and this system may be tough to navigate.
• I Want Resort Rewards: Though the headline ratio seems beneficiant, I Prefer Hotel Rewards factors are solely value round 0.5 cents every, and never all properties permit factors‑solely redemptions.
• JetBlue TrueBlue: The 5:3 switch ratio makes JetBlue TrueBlue a much less favorable possibility for transferring your Capital One miles in comparison with the 1:1 companions.
• TAP Air Portugal Miles&Go: TAP’s Miles&Go program does have award charts, however you may see different (typically larger) charges whenever you seek for awards.

Backside line

Some glorious Capital One switch companions can virtually single-handedly carry the worth of Capital One miles.

Nevertheless, not each switch associate will present outsize worth, so keep in mind to match the money value of your ticket or lodge keep earlier than transferring Capital One miles.

Typically, shopping for a paid ticket (or keep) after which redeeming Capital One miles at a set worth to cowl your latest journey buy will yield higher worth.