Capital One Venture Rewards vs. Venture X: Worth extra $300?

The Capital One Venture Rewards Credit Card gives nice worth to occasional vacationers who wish to maximize the miles they earn. This card encompasses a $95 annual price and earns a minimum of 2 miles per greenback on all purchases.

Its flashier sibling, the $395-annual-fee Capital One Venture X Rewards Credit Card, affords an enhanced journey expertise to compete with different premium merchandise like The Platinum Card® from American Express and the Chase Sapphire Reserve® (see rates and fees).

When you do not carry both card — the Enterprise Rewards or the Enterprise X — you might surprise: Must you apply for the well-established, crowd-pleasing Venture Rewards or go premium with the luxe Venture X?

Let’s study each playing cards that can assist you resolve which Capital One card is your only option.

Capital One Enterprise Rewards vs. Capital One Enterprise X welcome provide

The Enterprise Rewards and Enterprise X have the identical welcome provide: New cardholders can earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.

Each affords are value $1,388 primarily based on TPG’s August 2025 valuations, so you will get strong worth from the bonus irrespective of which card you select.

Winner: Tie. Each playing cards present the identical welcome provide.

Associated: How to redeem Capital One’s 75,000 bonus miles welcome offer for maximum value

With the Venture Rewards, you will rise up to a $120 credit score for TSA PreCheck or World Entry, in addition to rental automotive and journey accident insurance coverage, prolonged guarantee safety and entry to Capital One’s Lifestyle Collection of inns and Capital One Entertainment.

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Conversely, the Venture X has a stronger checklist of advantages that greater than justify its larger annual price should you can maximize them.

As a cardholder, you will get a $300 annual credit for bookings made by way of Capital One Journey.

Presently, Enterprise X cardholders and their approved customers get complimentary entry to Capital One lounges and might carry two company without spending a dime. Starting Feb. 1, 2026, you will must spend $75,000 in a calendar yr to maintain free visitor entry; in any other case, adults will price $45 every, youngsters 17 and underneath $25, and kids underneath 2 stay free.

With the Enterprise X, you will additionally get a Priority Pass lounge membership to over 1,700 places worldwide. Company can once more be part of at no extra price till Jan. 31, 2026, after which you will must pay $35 per visitor.

An extra good thing about Enterprise X is which you could add a restricted variety of authorized users for no extra price. Nevertheless, beginning Feb. 1, 2026, if you would like your approved consumer to have lounge entry, you will must pay $125 for the privilege.

You will additionally obtain 10,000 bonus miles, value $185 in keeping with TPG’s August 2025 valuations, at every cardholder anniversary, together with entry to Capital One’s Way of life Assortment and the luxurious Premier Assortment of inns, journey protections, prolonged guarantee safety and cellphone safety.

Winner: Enterprise X. Because the extra premium card providing, it has a way more sturdy checklist of advantages than the Enterprise Rewards.

Associated: Is the Capital One Venture X worth the $395 annual fee?

Each the Venture Rewards and the Venture X earn bonus miles on journey booked by way of Capital One Journey and a couple of miles per greenback spent on all different purchases. Each playing cards additionally earn 5 miles per greenback spent on Capital One Leisure purchases (by way of Dec. 31, 2025).

With the Enterprise Rewards, you will earn 5 miles per greenback spent on hotels, trip leases and rental automobiles booked by way of Capital One Journey. Nevertheless, when you have the Enterprise X, you will earn 10 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey and 5 miles per greenback spent on flights and trip leases booked by way of the identical portal.

Winner: Enterprise X. It earns double the miles because the Enterprise Rewards on inns and rental automobiles booked by way of Capital One Journey. The Enterprise X additionally earns bonus miles on flights booked by way of Capital One Journey, whereas the Enterprise Rewards doesn’t.

Associated: 7 types of purchases you should make with your Capital One Venture Rewards card

Each the Venture Rewards and the Venture X earn Capital One miles and provide the identical redemption choices.

You will get essentially the most worth by transferring your miles to one in every of Capital One’s 15-plus transfer partners, however you may also redeem them for a statement credit to cover travel purchases or present playing cards at a flat price of 1 cent per mile.

Each playing cards will let you redeem your miles for money again, however you will get a a lot decrease price of 0.5 cents per mile, so we suggest avoiding this feature at any time when doable.

Winner: Tie. Each playing cards provide the identical choices to redeem your miles.

Associated: Should you transfer Capital One miles to partners or redeem directly for travel?

Among the best issues about each the Enterprise Rewards and the Enterprise X is that they will let you transfer your miles to one in every of Capital One’s 15-plus lodge and airline companions, together with beneficial choices like Air France-KLM Flying Blue, British Airways Club and Turkish Airlines Miles&Smiles.

And should you can benefit from a welcome bonus, you will get much more worth out of your miles. As an illustration, TPG senior factors and miles author Ben Smithson will get strong worth from his miles by transferring them to Air Canada Aeroplan and Flying Blue.

Winner: Tie. Each the Enterprise Rewards and Enterprise X switch to the identical companions on the identical charges.

Associated: Cashing in Capital One miles? How to get the maximum value when redeeming miles

When you’re targeted on retaining your annual price prices low, go along with the Venture Rewards. You will get a powerful incomes price, the flexibility to benefit from Capital One’s switch companions and a few journey advantages for only a $95 annual price. Nevertheless, if you would like airport lounge entry and might maximize its $300 annual credit score, the Venture X is the higher alternative.

Associated: Who should (and shouldn’t) get the Capital One Venture X card?

Associated: How Venture X saved me over $6,000 on a summer trip to France

Each the Venture Rewards and the Enterprise X are wonderful journey rewards playing cards that earn bonus miles on Capital One Journey purchases and a minimum of 2 miles per greenback on all different purchases.

The Venture X is a good card for individuals who can benefit from its airport lounge entry and annual journey credit score, whereas the Enterprise Rewards is a greater match for anybody seeking to preserve their annual price prices low. No matter which card you select, you will get strong journey advantages and earn beneficial transferable rewards.

To be taught extra, learn our full opinions of the Venture Rewards and Venture X.

Study extra: Capital One Venture Rewards

Study extra: Capital One Venture X

For Capital One merchandise listed on this web page, among the advantages could also be offered by Visa® or Mastercard® and will differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.