Chase Aeroplan Credit score Card overview
Chase’s Aeroplan® Credit Card (see rates and fees) is one among our favourite cobranded airline bank cards, providing award flexibility and useful airline advantages. With its sturdy incomes price and incentives to spend on the cardboard past incomes the welcome bonus, the Aeroplan card is value contemplating for a lot of factors and miles fanatics — even those that do not stay in Canada. Card ranking*: ⭐⭐⭐⭐
*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Aeroplan card gives distinctive advantages we have not often seen on different cobranded airline cards, all for an inexpensive annual price of $95.
You will most certainly want a good credit score of at the very least 670 to get accredited for this card.
If the flexibility to make use of factors on over 45 accomplice airways worldwide and computerized elite standing enchantment to you, maintain studying.
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Aeroplan card professionals and cons
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Aeroplan card welcome provide
New cardholders of the Aeroplan card can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. Plus, they will earn an extra 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.
The present provide offers as much as 100,000 Aeroplan factors, that are value as much as $1,400 in response to TPG’s September 2025 valuations. This provide is nicely value it, however contemplate the numerous minimal spending that have to be accomplished inside the 12 months of account opening.
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In the event you hire, placing your hire on the Aeroplan card is a good way to satisfy that prime spending requirement. Simply remember that you will possible incur a small price with every hire transaction.
Remember that since Chase points the Aeroplan card, it is topic to Chase’s 5/24 rule. In the event you’ve opened 5 or extra bank cards prior to now 24 months, you might not be eligible to open the Aeroplan card.
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Aeroplan card advantages
How usually do you see a card with a $95 annual price that grants you computerized elite standing? With the Aeroplan card, cardholders will obtain computerized Aeroplan 25K standing for the rest of the calendar 12 months they open the cardboard and the next calendar 12 months.
We advocate opening the Aeroplan card at the start of a calendar 12 months so to take pleasure in 25K standing for so long as attainable.
With Aeroplan 25K, elite standing members are entitled to the next perks:
- Computerized Star Alliance Silver elite status, with entry to precedence wait-listing and standby
- Complimentary Avis Preferred Plus elite standing
- Complimentary checked bag allowance (two luggage, 23kg every) on Air Canada-operated flights
- Precedence check-in and boarding
- Two one-time passes to Air Canada’s Maple Leaf Lounges*
- 20 eUpgrade credit to improve from economic system to enterprise or premium cabins on Air Canada-operated flights
*Beginning Jan. 1, 2026, Maple Leaf Lounge one-time visitor passes will probably be obtained solely via Milestone Advantages for all Aeroplan elite standing members
After the introductory interval, you’ll be able to retain (or lengthen) that standing — however cardholders are incentivized to spend so much to take action. Cardholders should spend $15,000 on the cardboard in a calendar 12 months to keep up 25K standing (legitimate via the tip of the next calendar 12 months).
As of Jan. 1, 2026, Aeroplan will move to a spend-based system for incomes and sustaining elite standing, and people with excessive spending will probably be rewarded. Beginning in 2026, cardholders can obtain Aeroplan 35K standing by spending $75,000 in a calendar 12 months. Cardholders of the Aeroplan card have till Dec. 31, 2025, to spend $50,000 on their card to safe Aeroplan 35K standing till Jan. 2027.
As well as, the first metric for attaining elite standing will probably be primarily based on Standing Qualifying Credit. SQC will even unlock extra perks, dubbed Milestone Advantages, for each 10,000 SQC gathered all year long.
Cardholders earn the next SQC:
- 5,000 SQC head begin each calendar 12 months
- 10,000 SQC after spending $25,000 on the Aeroplan card
- 10,000 SQC after spending $50,000 on the Aeroplan card
Aeroplan members can solely earn a most of 25,000 SQC with the Aeroplan card per calendar 12 months.
Even in the event you do not preserve your elite standing past the primary 12 months, listed below are all the different advantages you will get from the Aeroplan card:
- First free checked bag on Air Canada flights for major cardholders and as much as eight companions on the identical reservation
- No foreign transaction fees
- Journey protections, equivalent to auto rental insurance coverage, baggage delay insurance coverage, roadside help, journey cancellation and interruption insurance coverage and journey delay reimbursement
- As much as $120 assertion credit score on your Global Entry, TSA PreCheck or Nexus software price each 4 years
- World Elite Mastercard benefits, together with entry to Mastercard Priceless experiences, on a regular basis reductions and gives, 24/7 concierge service and extra
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Incomes factors on the Aeroplan card
With the Aeroplan card, you will earn:
For each $2,000 you spend on the cardboard every month, you’ll be able to obtain as much as a 500-point bonus — as much as 1,500 factors per thirty days. These bonus factors can add up in the event you’re a heavy spender. You possibly can earn as much as 18,000 bonus factors yearly.
This profit will turn out to be useful in the event you plan on spending closely on the Aeroplan card to keep up 25K standing or elevate your standing to a different tier.
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Redeeming factors on the Aeroplan card
For individuals who get misplaced making an attempt to optimize their factors and miles, Aeroplan cardholders can redeem their factors for as much as 1.25 cents per level via the Pay Your self Again instrument (as much as 200,000 factors per 12 months for journey purchases).
Along with the usual classes of redeeming factors for the annual price, eating, grocery shops (excluding Goal and Walmart) and journey, there are promotional classes all year long as nicely.
These embrace:
- April 1 — Dec. 31: Fuel stations and residential enchancment shops
- July 1 — Dec. 31: Malls and utilities
- Oct. 1 — Dec. 31: Amazon.com
The Pay Your self Again classes might change yearly.
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Transferring factors on the Aeroplan card
You possibly can redeem your factors for flights to over 1,300 locations via Star Alliance and Air Canada’s greater than 45 airline companions — and for typically fewer factors than you’d want with different loyalty applications.
Even higher, Air Canada publishes distance-based award charts with tons of candy spots to look out for. For instance, you’ll be able to fly from Seattle-Tacoma Worldwide Airport (SEA) to Frankfurt Airport (FRA) on Lufthansa enterprise class for simply 70,000 factors.
Alongside the Aeroplan card, in the event you even have a Chase Final Rewards incomes card just like the Chase Sapphire Reserve® (see rates and fees), you will obtain a ten% bonus on each 50,000 or extra Chase Final Rewards factors you switch to Aeroplan (most 25,000 bonus factors per calendar 12 months).
Aeroplan is TPG bank cards author Danyal Ahmed’s favourite airline loyalty program. He just lately redeemed 100,000 Aeroplan factors to fly in enterprise class on United Airlines from Sydney, Australia, to Los Angeles, finishing his around-the-world journey.
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Which playing cards compete with the Aeroplan card?
The Aeroplan card has a $95 annual price, which is akin to the value of different well-liked journey bank cards that earn transferable rewards. Let’s examine some same-caliber bank cards and decide if the Aeroplan card is the most suitable choice for you.
For added choices, try our full list of the best travel cards.
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Is the Aeroplan card value it?
With stable perks for only a $95 annual price, the Aeroplan card could be nicely value it for the typical shopper, particularly in the event you can capitalize on the complimentary 25K standing provided to new cardholders. Even in the event you’re not an everyday flyer of Air Canada — or maybe have by no means flown the airline in any respect — chances are high that you’ve got flown its Star Alliance companions. We advocate the Aeroplan card for nearly any frequent traveler to allow them to maximize the loyalty program’s profitable award chart.
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Backside line
Computerized elite standing is a significant perk, regardless of the airline. And with Aeroplan factors being some of the useful airline currencies on the market, this bank card is a superb method that can assist you e-book your dream trip utilizing factors to economize on flights — regardless of the place you could be going.
Apply right here: Aeroplan card