Chase simply made it extra profitable to refer your mates to the Chase Sapphire Preferred® Card (see rates and fees) and the Chase Sapphire Reserve® (see rates and fees). For those who’re an current Chase Sapphire Most well-liked Card or Chase Sapphire Reserve cardholder, you’ll be able to earn 10,000 bonus factors for each accepted applicant — as much as 100,000 factors complete from referral bonuses in a calendar 12 months. (Beforehand, you might earn 15,000 factors per referral, however the complete factors restrict was set at 75,000 factors.) Due to Upgraded Points for first breaking the information. These factors are price $205 per permitted applicant, based mostly on TPG’s April 2025 valuations.
Chase has streamlined the referral course of, now providing a consolidated web page on each its web site and its cell app that means that you can generate referral hyperlinks for all eligible Chase credit cards in a single place. All you might want to do is observe this link and log in to begin creating referral hyperlinks. For those who maintain a couple of Chase bank card, merely go to the drop-down checklist on the highest left and choose which card you’d prefer to generate a referral for.
Associated: Earn rewards with Chase’s Refer-A-Friend program
As of this story’s publication, new cardholders of the Chase Sapphire Most well-liked can earn 100,000 bonus factors after spending $5,000 on purchases throughout the first three months of account opening. In the meantime, those that apply for the Chase Sapphire Reserve can earn 60,000 bonus factors after spending $5,000 on purchases throughout the first three months of account opening. These welcome bonuses are price $2,050 for the Chase Sapphire Most well-liked and $1,230 for the Chase Sapphire Reserve, respectively, in keeping with TPG’s April 2025 valuations.
Past the welcome bonus, there’s unbelievable long-term worth in having both of those playing cards.
The $95-per-year Chase Sapphire Most well-liked Card is among the greatest — if not the very best — travel rewards cards for learners and specialists alike, providing bonus factors on broadly defined categories like travel and eating that can assist you guide your subsequent free journey sooner. As for the extra premium Chase Sapphire Reserve, it offers extra travel-related perks, together with a flexible $300 travel credit, a Global Entry or TSA PreCheck charge credit score and Priority Pass lounge entry.
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With beneficiant incomes charges and the power to redeem a few of the most valuable points around, these playing cards might be keepers for the lengthy haul. For those who assume one among them could be an excellent match in your family and friends, you should definitely ship them your referral link to nab as much as 100,000 further Chase Ultimate Rewards factors.
Associated: Who are the Chase Ultimate Rewards transfer partners? Redeem your points with airlines and hotels
Backside line
Chase has lowered the quantity of factors you’ll be able to earn per particular person Chase Sapphire Preferred Card and Chase Sapphire Reserve referral to 10,000 factors as a substitute of 15,000 factors. Nevertheless, with this alteration, the issuer has additionally elevated the restrict on what number of factors you’ll be able to earn yearly via referrals to 100,000 factors — up from 75,000 factors. Because of this in the event you’re in a position to meet this threshold, you’ll be able to earn a further 25,000 factors via referrals every year.