The Chase Sapphire Reserve® (see rates and fees) is a well-liked premium rewards card with a great deal of perks to maximise.
Plus, the cardboard comes with a profitable welcome bonus that permits cardholders to earn a lot of factors upfront.
Chase Ultimate Rewards factors are one of the vital precious rewards currencies available on the market; TPG’s August 2025 valuations place them at 2.05 cents per level.
The Sapphire Reserve carries a excessive $795 annual payment, however its lengthy listing of premium advantages nonetheless makes it a top option within the premium journey class.
This is what to know in regards to the Sapphire Reserve’s present provide and perks.
Chase Sapphire Reserve present provide
New Sapphire Reserve candidates can earn 125,000 bonus factors after spending $6,000 on purchases throughout the first three months of account opening.
Per our August 2025 valuations, this bonus is value as much as $2,563.
A haul of 125,000 Chase factors can unlock incredible trips, particularly whenever you switch these factors to certainly one of Chase’s 14 loyalty program partners. You might fly in business class to Madrid on Iberia, ebook a round-trip business-class flight to Tokyo on All Nippon Airways or keep as much as six off-peak nights on the Hyatt Regency Maui Resort and Spa with this provide alone.
How does this examine to previous provides?
By way of factors providing, that is the highest bonus we’ve seen within the card’s historical past. The Sapphire Reserve — Chase’s premium journey rewards card, now provides 50,000 extra factors in its welcome provide than that of the $95-annual-fee Chase Sapphire Preferred® Card (see rates and fees), although the Sapphire Most popular has a barely decrease spending requirement of $5,000 within the first three months.
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Software guidelines and restrictions
When you had been eyeing the Sapphire Reserve, however have beforehand shunned making use of since you maintain one other card within the Sapphire household, such because the Sapphire Most popular, we’ve excellent news: Chase permits cardholders to carry each Sapphire merchandise on the similar time.
It is essential to notice, nonetheless, that Chase has up to date its phrases on welcome offer eligibility. Earlier than, you would earn a Sapphire welcome bonus each 48 months. Now, Chase has carried out new restrictions.
A Chase consultant confirmed to TPG that, “Starting June 23, 2025, it is possible for you to to have each the Sapphire Reserve and Sapphire Most popular playing cards. New account bonus provide eligibility for both card shall be based mostly on elements together with beforehand earned bonus provides and the variety of playing cards opened and closed, amongst others.”
Even when it has been years because you obtained a welcome bonus on a selected Sapphire card, you nearly actually is not going to be eligible to earn one other bonus on that similar Sapphire card. Moreover, you might not be eligible for a Sapphire Reserve bonus in the event you’re a present Sapphire Most popular cardholder.
This can be a new restriction on bonus-earning throughout the Sapphire household, so preserve this in thoughts earlier than making use of.
The brand new Chase Sapphire Reserve for Business℠ (see rates and fees) just isn’t included on this rule, so you would earn the bonus on the enterprise card and nonetheless obtain a bonus on the non-public Sapphire Reserve or Sapphire Most popular.
Associated: Why I’ll never cancel my Chase Sapphire Reserve
Why you must apply for the Chase Sapphire Reserve
Along with its precious welcome bonus, the Sapphire Reserve has different advantages that make it a superb premium choice to preserve in your pockets for the long run.
This card is especially ultimate for frequent vacationers, Chase Sapphire lounge lovers and people who would discover worth within the card’s listing of latest assertion credit and perks. Let’s break it down.
Incomes charge highlights embody:
- 10 factors per greenback spent on eligible Peloton gear and accent purchases over $150 (as much as $5,000 spent) by means of Dec. 31, 2027
- 8 factors per greenback spent on all Chase Journey℠ purchases
- 5 factors per greenback spent on Lyft purchases by means of Sept. 30, 2027
- 4 factors per greenback spent on flights and accommodations booked direct
- 3 factors per greenback spent on worldwide eating purchases
- 1 level per greenback spent on all the pieces else
Plus, the cardboard’s a number of assertion credit assist make up for its $795 annual payment. These embody:
- $500 in annual assertion credit (as much as $250 biannually) for bookings of two nights or extra made with The Edit, Chase’s luxurious resort reserving platform
- $300 in assertion credit for journey purchases every account anniversary yr (this credit score is versatile and applies to all journey purchases routinely, as much as $300)
- $300 annual eating credit score (as much as $150 biannually) and primetime reservations at Sapphire Reserve Unique Tables (which will be booked by means of OpenTable)
- $300 in annual assertion credit(as much as $150 biannually) for live performance and occasion tickets bought with StubHub (by means of Dec. 31, 2027)
- $300 yearly in month-to-month DoorDash promos, up $25 every month (by means of Dec. 31, 2027; you will additionally obtain a complimentary DoorDash DashPass subscription by means of the next date)
- $250 in annual assertion credit for Apple TV+ and Apple Music subscriptions (by means of June 22, 2027; one-time activation per service required)
- As much as $120 in assertion credit for International Entry, TSA PreCheck or Nexus each 4 years
- $120 annual assertion credit score towards a complimentary Peloton membership, disbursed as $10 month-to-month credit (by means of Dec. 31, 2027)
Cardholders additionally obtain entry to Chase Sapphire lounges for themselves and as much as two friends on prime of a Precedence Go Choose membership.
Licensed customers may also obtain lounge entry for themselves and as much as two friends. The licensed person payment on the Sapphire Reserve is $195.
The cardboard additionally comes with complimentary mid-tier IHG One Rewards Platinum Elite status (by means of Dec. 31, 2027).
When you spend $75,000 or extra on the cardboard in a calendar yr, you will additionally unlock:
- Prime-tier IHG One Rewards Diamond Elite standing
- Southwest Airways A-Listing standing
- $500 Southwest Airways credit score when booked by means of Chase Journey
- $250 credit score to The Retailers at Chase, Chase’s new on-line buying expertise
Backside line
When you’ve been eyeing a premium journey rewards card, now’s the time to use for the Chase Sapphire Reserve. It incorporates a killer welcome bonus of 125,000 bonus factors, which will be redeemed for numerous forms of journeys.
It additionally options an eye-watering $795 annual payment, however in the event you can maximize the credit it comes with, you will come out forward.
This card provides a number of precious advantages for vacationers to leverage and offers entry to a rising variety of top-tier airport lounges. Earlier than making use of, take into account your touring model and the way the brand new assertion credit issue into your spending technique. If the cardboard looks like a superb choice for you, do not hesitate so as to add this premium journey card to your pockets.
To study extra, learn our full review of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve