We love transferable credit card points and miles right here at TPG.
The flexibility to switch your rewards to a variety of airline and hotel loyalty programs offers precious flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats accessible in a single program, you may select one other program earlier than transferring any bank card factors or miles. If a program devalues its forex with out discover, you may swap to a distinct program in your subsequent factors or miles switch.
With dozens of various switch potentialities, it may be tough to recollect simply what number of choices you have got.
This is a useful information that breaks down which bank card factors and miles you may switch to which airline and resort packages, together with their respective switch ratios. We additionally checklist our valuation for every switch accomplice so you will get the very best worth to maximise your hard-earned factors and miles.
Airline switch companions
*You may switch Citi ThankYou Rewards factors at a 1:1 ratio with sure Citi playing cards — the Citi Prestige® Card, Citi Strata Elite℠ Card (see rates and fees) and Citi Strata Premier® Card (see rates and fees). Rewards with different Citi playing cards switch at a 1:0.7 ratio.
The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
There are a number of necessary notes to spotlight concerning these switch companions:
- Many transfers are instantaneous, although it is best to take a look at our guides to switch instances for American Express, Bilt, Capital One, Chase and Wells Fargo for extra particulars.
- You may transfer Avios between Aer Lingus AerClub, British Airways Membership, Finnair Plus, Iberia Membership and Qatar Airways Privilege Membership accounts in any path at a 1:1 ratio.
- Applications often provide switch bonuses, which we spotlight in our ceaselessly up to date guide to transfer bonuses.
Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you may transfer Marriott Bonvoy points to all airline companions listed above at a fee of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline packages: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
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Associated: Should you transfer hotel points to airline partners?
Lodge switch companions
As with transfers to airline companions, most transfers to resort companions are instantaneous, although you may learn extra in our beforehand talked about guides to switch instances for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.
Associated: Why you should master a few credit card transfer partners, and (most likely) leave the rest behind
Find out how to earn transferable factors or miles
The easiest way to earn transferable bank card factors or miles is with the suitable bank card. This is a have a look at your finest choices.
American Specific Membership Rewards
These are the preferred playing cards that earn American Express Membership Rewards factors:
You may also earn Amex points by signing up for Rakuten and setting your incomes choice to Membership Rewards factors as an alternative of money again.
Bilt Rewards
Bilt presents one bank card, the Bilt Mastercard®. Cardmembers can earn rewards on hire funds (as much as 100,000 Bilt Factors in a calendar 12 months), plus 2 factors per greenback spent on journey (airfare, inns, cruises and rental vehicles) and three factors per greenback spent on eating.
You need to full at the least 5 transactions per assertion interval to earn factors. Better of all, the Bilt Mastercard has no annual charge.
The knowledge for the Bilt Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Capital One miles
Listed here are the playing cards that at present earn transferable Capital One miles:
The knowledge for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Final Rewards
Listed here are the playing cards that earn totally transferable Chase Ultimate Rewards factors:
Nevertheless, when you’ve got considered one of these playing cards, you can too combine your rewards from cash-back cards just like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) in a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.
The knowledge for the Ink Enterprise Most popular has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Citi ThankYou Rewards
Citi ThankYou Rewards has 21 airline and resort switch companions, plus one retail partnership with Store Your Approach. In case you maintain the Citi Prestige, Strata Elite or Strata Premier, you may leverage these companions at their full switch ratios.
Nevertheless, as with Chase Final Rewards factors, you may mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This unlocks the total switch ratios. In case you switch from considered one of these playing cards with out holding a premium Citi card, you may get a 1:0.7 switch ratio:
The knowledge for the Citi Customized Money Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo offers multiple credit cards, together with a number of that earn money rewards, you may at present solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Associated: How to choose the best credit card for you
Backside line
Many switch choices can be found among the many main bank card loyalty packages. Transferable factors and miles are typically extra precious than any single airline or resort level or mile as a result of they provide the added flexibility to decide on the place to ship your rewards — and when to do it.
Bookmark this cheat sheet so you recognize your choices when making use of in your subsequent transferable points- or miles-earning credit card or deciding in your subsequent redemption.
Associated: These apps and websites make award redemptions easier to find