Credit cards with free airport lounge access for authorized users


The thrill of an airport lounge are even higher when shared.

From complimentary meals and drinks to premium facilities like showers and quiet rooms, lounges are a reprieve from chaotic terminals and hurried vacationers. In case you’re touring with a companion, it is doubtless you’d need them to hitch you once you go to.

Whereas many rewards cards promote complimentary airport lounge access as a perk for major cardholders, visitor entry has been tightening within the face of overcrowding. What’s a traveler and their companion to do?

Fortunately, some travel cards provide lounge entry to authorized users — typically for an extra payment.

In case you’re incessantly touring with a associate or have somebody who would profit from having their very own lounge privileges, these are the playing cards you have to be including to your pockets.

Evaluating the very best playing cards with licensed consumer lounge entry

Card Licensed consumer lounge entry Annual payment Licensed consumer payment
American Express Platinum Card® Additionally they obtain entry to the American Express Global Lounge Collection, together with Delta Sky Club*, Centurion and Priority Pass™ lounges with the identical entry privileges as the first cardmember. (Enrollment is required.) $895 (see rates and fees) $195 for every further licensed consumer (see rates and fees)
The Business Platinum Card® from American Express Additionally they obtain entry to the American Categorical International Lounge Assortment, together with Delta Sky Membership*, Centurion and Precedence Move lounges with the identical entry privileges as the first cardmember. (Enrollment is required.) $895 (see rates and fees) $400 per further cardmember (see rates and fees)
Chase Sapphire Reserve® (see rates and fees) Additionally they obtain entry to Chase Sapphire lounges, in addition to their very own Priority Pass Select membership, which gives entry to over 1,800 airport lounges worldwide. $795 $195 per further cardholder
Capital One Venture X Rewards Credit Card Additionally they obtain entry to Capital One lounges and Precedence Move lounges. Starting Feb. 1, 2026, licensed customers on the Enterprise X will no longer receive complimentary access to Capital One lounges and Precedence Move lounges. As a substitute, further cardholders might want to pay $125 per card to retain lounge entry. $395 No further price for as much as 4 licensed customers (until you need complimentary lounge entry, then it is $125 per card beginning Feb. 1, 2026)
Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees) Additionally they obtain entry to pick American Airlines Admirals Clubs and might carry instant members of the family or as much as two visitors with them at no further price. Nevertheless, they don’t get entry to associate lounges. $595 As much as three further cardholders for $175, then $175 for every further licensed consumer
Delta SkyMiles® Reserve American Express Card Additionally they obtain entry to Delta Sky Golf equipment** and Amex Centurion Lounges once they journey on flights marketed and operated by Delta Air Traces and current a same-day Delta boarding move. $650 (see rates and fees) $175 per further cardmember (see rates and fees)
Delta SkyMiles® Reserve Business American Express Card Additionally they obtain entry to Delta Sky Golf equipment** and Amex Centurion Lounges once they journey on flights marketed and operated by Delta and current a same-day Delta boarding move. $650 (see rates and fees) $175 per further cardmember (see rates and fees)

*Eligible Platinum Card members will obtain 10 visits per eligible Platinum Card, per 12 months to the Delta Sky Membership or to Seize and Go places when touring on a same-day Delta-operated flight, until they spend $75,000 or extra on their card to unlock limitless visits.

**Reserve cardmembers will obtain 15 visits per 12 months to the Delta Sky Membership; to earn an infinite variety of visits every year, the entire eligible purchases on the cardboard should equal $75,000 or extra per calendar 12 months.

Associated: 5 ways to ensure you have lounge access before your next flight

Playing cards with licensed consumer lounge entry

American Categorical Platinum Card

The Amex Platinum offers the identical extensive lounge access loved by major cardmembers to licensed customers. You may need to pay an extra cardmember payment of $195 per licensed consumer.

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Amex Platinum card art
THE POINTS GUY

The Amex Platinum incorporates a slew of priceless statement credits and excessive incomes charges on travel-related purchases. Frequent vacationers can’t go wrong with this card.

To study extra, learn our full review of the Amex Platinum.


Apply right here: American Express Platinum Card


The Enterprise Platinum Card from American Categorical

Licensed customers of the Amex Business Platinum obtain the identical lounge entry privileges as major cardmembers. Nevertheless, there is a steep $400 payment for added cardmembers on this one.

American Express Business Platinum card art
THE POINTS GUY

Like its private counterpart, the Amex Enterprise Platinum is a fantastic card for frequent vacationers with a small enterprise. It offers many perks that differ from the patron card, so it could possibly be a good suggestion for some cardmembers to carry both.

To study extra, learn our full review of the Amex Business Platinum.


Apply right here: The Business Platinum Card from American Express


Chase Sapphire Reserve

If you wish to share entry to the rising assortment of Chase Sapphire lounges (and revel in a Precedence Move Choose membership), you may wish to add a certified consumer to your Chase Sapphire Reserve for a $195 payment.

Chase Sapphire Reserve card art
THE POINTS GUY

This premium card from Chase earns priceless Chase Ultimate Rewards factors and gives solid benefits on journey, eating and life-style purchases.

To study extra, learn our full review of the Sapphire Reserve.


Apply right here: Chase Sapphire Reserve


Capital One Enterprise X Rewards Credit score Card

The Venture X has been identified for its beneficiant lounge coverage for licensed customers at no further price, however that is altering in 2026.

Capital One Venture X card
THE POINTS GUY

Nonetheless, the Enterprise X stays a great option for travelers because it is available in at a decrease annual payment threshold (in comparison with different premium playing cards) whereas offering luxury perks.

To study extra, learn our full review of the Venture X.


Be taught extra: Capital One Venture X Rewards Credit Card


Citi / AAdvantage Govt World Elite Mastercard

If entry to pick Admirals Golf equipment issues to you, you might wish to add a certified consumer to the Citi / AAdvantage Executive. You may be charged $175 for as much as three further cardholders, then $175 for every further licensed consumer.

a hand holds a credit card
THE POINTS GUY

Frequent American Airlines flyers will recognize the value this top-tier card offers, particularly if Admirals Membership entry is necessary to them.

To study extra, learn our full review of the Citi / AAdvantage Executive.


Apply right here: Citi / AAdvantage Executive World Elite Mastercard


Delta SkyMiles Reserve American Categorical Card

Delta SkyMiles Reserve cardmembers can add an extra cardmember for $175, and so they’ll obtain entry to Delta Sky Golf equipment and Amex Centurion Lounges once they journey on flights marketed and operated by Delta and current a same-day Delta boarding move.

Delta Reserve Amex card art
THE POINTS GUY

The options on this card, together with a number of perks when you fly Delta and an annual companion certificates, have Delta loyalists in thoughts.

To study extra, learn our full review of the Delta SkyMiles Reserve.


Apply right here: Delta SkyMiles Reserve American Express Card


Delta SkyMiles Reserve Enterprise American Categorical Card

Just like the beforehand talked about private Delta Reserve, you’ll be able to add further cardmembers to the Delta SkyMiles Reserve Business for $175 every and obtain Delta Sky Membership and Amex Centurion Lounge entry for them.

Delta SkyMiles Reserve Business American Express Card_UPDATE AUG 2025
THE POINTS GUY

Enterprise homeowners who incessantly discover themselves on Delta jets will recognize the advantages of this card, which permits cardholders to spend towards elite standing and earn Delta SkyMiles on purchases.

To study extra, learn our full review of the Delta SkyMiles Reserve Business.


Apply right here: Delta SkyMiles Reserve Business American Express Card


Backside line

If lounge entry is a prime precedence for somebody you journey with incessantly, it is smart so as to add them as a certified consumer on considered one of these playing cards.

These seven travel rewards cards additionally present a number of helpful advantages outdoors of lounge entry, so make sure you issue within the further perks earlier than you apply.

Keep in mind that complimentary lounge entry for authorized users nonetheless comes at a price — most playing cards on this record cost an extra payment so as to add cardholders. And as soon as Capital One rolls out its new insurance policies for the Enterprise X in February 2026, each card would require an extra payment for licensed consumer lounge entry.

Associated: 9 domestic lounges that are worth going out of your way for

For charges and costs of the Amex Platinum Card, click on here.
For charges and costs of the Amex Enterprise Platinum Card, click on here.
For charges and costs of the Amex Delta Reserve card, click on here.
For charges and costs of the Amex Delta Reserve Enterprise card, click on here.



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