The Capital One Venture X Business just lately introduced its highest welcome provide ever — and it could be the largest welcome provide we have now ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and a further 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual payment of $395, which is decrease than most of its premium competitors.
I’ve loved having the Capital One Venture X Rewards Credit Card for the previous few years, so I am at all times in search of methods to earn extra worthwhile Capital One miles.
This is my tackle this provide and why I am so on this card.
How widespread is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the very best welcome bonus ever provided on this card, together with when it was launched in 2023.
The earlier highest provide we have seen on the Enterprise X Enterprise was in June, when you would earn as much as 350,000 bonus miles (not out there) — 50,000 miles decrease than the present provide.
In case you’re a big-spending enterprise proprietor who has ever thought-about making use of for this card, now’s the very best time to take action, given how robust the welcome bonus at present is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you may have a credit score of 740 or above for this card.
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You do not have to be a standard enterprise proprietor to qualify for a business credit card; nonetheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will go well with companies with very excessive spending patterns.
In case you already maintain the non-public Capital One Venture X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the new “family” rule of Venture welcome bonus restrictions.
Nevertheless, it’s possible you’ll be denied the welcome bonus on the Enterprise X Enterprise should you at present maintain one other Capital One business credit card, comparable to a Spark card (based on Capital One’s phrases and situations).
You need to wait six months between purposes for Capital One playing cards. So, should you’ve been permitted for any Capital One card inside the final six months, you will want to carry off to be permitted for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles value?
In keeping with TPG’s November 2025 valuations, Capital One miles are value 1.85 cents every. At that price, 400,000 miles are value as much as $7,400 when transferred to Capital One’s 15-plus switch airline and resort companions and used for prime‑worth bookings.
In case you desire to avoid wasting time by redeeming every part simply in a single place, you too can redeem Capital One miles at a hard and fast price of 1 cent every towards latest journey purchases or bookings by way of Capital One Business Travel. So, the 400,000‑mile bonus can be value $4,000 in that state of affairs.
Having earned and redeemed numerous Capital One miles, listed here are a number of the ways I recommend using them to get the best value:
Additionally, keep in mind by spending $150,000 on the cardboard to earn the complete welcome bonus, you’d earn at the least a further 300,000 Capital One miles as the cardboard earns at the least 2 miles per greenback spent on purchases. This implies you’d have at the least 700,000 Capital One miles to maximise.
So, for instance, you would e-book at the least 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent transfer bonus offers as properly, the place you will want even fewer miles to e-book these offers.
Associated: Why Air Canada Aeroplan has become my favorite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X provide top-of-the-line offers ever?
When even a 100,000-mile welcome bonus can be thought-about beneficiant on a rewards bank card, this spectacular provide from Capital One needs to be of curiosity to any high-spending enterprise proprietor trying to earn a really vital quantity of rewards.
Past the 400,000-mile welcome bonus, listed here are the highest 5 the explanation why I imagine this card is so worthwhile:
- Annual credit score: You may obtain $300 in credits annually for bookings made by way of Capital One Enterprise Journey, which is less complicated for a busy enterprise proprietor to make use of in comparison with the complicated coupon e-book of advantages some other premium cards offer.
- Anniversary bonus: Get pleasure from 10,000 bonus miles each account anniversary, beginning in your first anniversary (value $185 towards journey based on TPG’s November 2025 valuations).
- Lounge entry: Get pleasure from complimentary entry for your self (as the first cardholder) and as much as two visitors to Capital One Lounges and greater than 1,300-plus Priority Pass lounges. (Bear in mind, nonetheless, that guest lounge access is set to tighten in February.)
- Excessive portal incomes charges: Earn 10 miles per greenback spent on accommodations and rental automobiles, and 5 miles per greenback spent on flights and trip leases booked through Capital One Enterprise Journey. If your corporation has journey bills, that is a straightforward technique to rack up numerous additional miles with the benefit of reserving every part in a single place.
- Wonderful on a regular basis incomes: Earn 2 miles per greenback spent on all other purchases.
It is nice to understand that whenever you’re paying the $395 annual payment within the second (and subsequent) years, you will obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual payment annually.
Backside line
The 400,000‑mile welcome provide on the Capital One Venture X Business is the very best deal we have now seen on a enterprise bank card in a very long time. This is why:
- That is the very best welcome bonus ever publicly provided on the cardboard.
- The welcome bonus is value $7,400, based on TPG’s November 2025 valuations.
- The cardboard earns at the least 2 miles per greenback spent on each buy.
- You may switch your Capital One miles to e-book flights on a number of the world’s greatest airways, in addition to stays with resort applications.
Whereas the complete welcome bonus is simply attainable by companies with vital bank card spending, they’ll earn big rewards.
Capital One has not but introduced an finish date for this provide, so should you’ve ever thought-about making use of for the Venture X Business, now’s the time to take action.
For extra particulars, learn our full review of the Venture X Business.
Be taught extra: Capital One Venture X Business