How to redeem Chase Ultimate Rewards points for maximum value

You possibly can by no means have too many Chase Ultimate Rewards points.

This transferable rewards currency provides you entry to a few of the finest lodge and airline switch companions; subsequently, it maintains its place as some of the beneficial to have in your pockets. TPG values Final Rewards factors at 2.05 cents every, per our April 2025 valuations, which is what it is best to intention for when redeeming your factors that can assist you maximize your rewards.

Nevertheless, you too can use your factors to ebook automotive leases, motels and flights within the easy-to-use Chase Travel℠ portal at a price of 1.25 cents per level or 1.5 cents per level when utilizing sure Chase credit cards.

And for a restricted time, you possibly can earn 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening with the Chase Sapphire Preferred® Card (see rates and fees) — which TPG values at over $2,000.

Subsequently, studying learn how to redeem your Chase Final Rewards factors for optimum worth is crucial if you wish to take advantage of your hard-earned factors.

Provide alert: Add 100K Final Rewards Factors to your stability with this limited-time provide on the Chase Sapphire Preferred.

In case you do not need to switch your factors to airline and lodge companions, you need to use your rewards for nearly any form of journey reserving — flights, motels, cruises, excursions and rental automobiles — by way of Chase Journey. In case you have the Chase Sapphire Preferred Card, your factors are value a set price of 1.25 cents every. In the meantime, cardholders of the Chase Sapphire Reserve® (see rates and fees) get a better worth of 1.5 cents per level. This is a superb redemption possibility for people who do not need to take care of doubtlessly advanced award program guidelines.

You may as well use your factors for nontravel redemptions, resembling on Amazon purchases, reward playing cards or assertion credit. Nevertheless, this may usually yield you between 0.8 and 1 cent per level.

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So, to get probably the most worth out of your Chase factors, listed below are the perfect methods to redeem your rewards.

What are probably the most beneficial methods to redeem Chase Final Rewards factors?

As we talked about, transferring your Chase points to a journey accomplice is commonly one of the simplest ways to get probably the most worth out of them. Listed here are a few of TPG’s favourite methods to redeem Final Rewards factors with airline and lodge switch companions.

Virgin Atlantic Flying Membership

Switch your Chase factors to Virgin Atlantic’s Flying Membership program. Although the airline just lately switched to dynamic pricing for redemptions, a advantage of this variation is that if you’re versatile and prepared to journey on off-peak dates, you possibly can ebook one-way Saver seats to the UK beginning at simply:

• 6,000 factors in financial system
• 10,500 factors in premium financial system
• 29,000 factors in enterprise class

Subsequently, if you happen to earn the Chase Sapphire Most well-liked welcome bonus, you could possibly fly round-trip from John F. Kennedy Worldwide Airport (JFK) to Heathrow Airport (LHR) in a lie-flat business-class seat for simply 58,000 factors (plus charges, taxes and carrier-imposed surcharges) and nonetheless have factors left over. It is a terrific worth for nonstop flights to Europe.

Make sure that to search for the pink “Saver” tag when trying to find the bottom costs, or you too can use Virgin Atlantic’s reward seat checker to seek out the most cost effective Saver fares throughout a number of dates.

Associated: Bringing the fun back to flying: Virgin Atlantic A350 Upper Class review

United Airways MileagePlus

Flights inside america on United Airways begin at simply 5,600 MileagePlus miles on shorter routes, resembling from Newark Liberty Worldwide Airport (EWR) to Dulles Worldwide Airport (IAD).

With charges and taxes as little as $5.60 per flight, it is a good way to save cash in your subsequent home flight.

Air France-KLM Flying Blue

If you wish to fly to Europe past the UK, contemplate Air France-KLM Flying Blue. Whereas this system costs most of its awards dynamically, Flying Blue has standardized saver-level pricing for one-way flights between the U.S. and Europe. Award fares begin at:

• 25,000 miles in financial system
• 40,000 miles in premium financial system
• 60,000 miles in enterprise class

Keep in mind that these charges are just for the bottom saver-level seats, that are restricted.

Reserving enterprise class from the U.S. to wherever in Europe for 60,000 Flying Blue miles is a superb deal, so if you happen to discover this value on dates that give you the results you want, bounce on it. Plus, the program offers monthly award deals, which implies you possibly can spend even fewer miles to fly internationally.

Moreover, you could possibly lengthen your journey and spend just a few days in Paris or Amsterdam utilizing the free Flying Blue stopover program. It is a nice strategy to go to one other metropolis with out paying further miles or money. To ebook Flying Blue stopovers, you will must name Flying Blue at 800-375-8723.

Singapore Airways KrisFlyer

Singapore Airways has a number of advantages as a possible vacation spot to your transferred Final Rewards factors. First, Singapore is among the finest airways within the sky, with large service and splendid onboard merchandise and experiences. The provider’s long-haul premium merchandise are usually largely accessible by the KrisFlyer program, not by its Star Alliance companions.

Second, Singapore’s KrisFlyer program affords nice worth, with cheap award charts, low gas surcharges, routing guidelines that permit stopovers and the flexibility to mix a number of companions in a single award.

Lastly, the web award reserving software is intuitive and simple to make use of — although remember that transfers usually usually are not instantaneous.

Among the best makes use of of KrisFlyer miles is reserving a Saver fare on the world’s longest business-class flight from John F. Kennedy Worldwide Airport (JFK) to Singapore Changi Airport (SIN) for simply 111,500 miles. It is a nice value for nearly 20 hours of consolation.

Associated: 19 thoughts for 19 hours on the world’s longest flight from New York to Singapore

World of Hyatt

Among the best methods to make use of Final Rewards factors is to switch them to World of Hyatt. Hyatt factors are usually value greater than Marriott Bonvoy and IHG One Rewards factors, so Hyatt is commonly your finest lodge switch accomplice inside Chase Final Rewards.

World of Hyatt costs most stays utilizing a set award chart, dividing properties into Class 1 by 8 and dates into peak, off-peak and normal award nights.

Class 1 properties on off-peak dates are 3,500 factors per evening, whereas Class 8 properties on peak dates price 45,000 factors per evening.

Class 1 to five properties, specifically, can provide some unbelievable awards. For instance, the Thompson Hollywood prices between 17,000 and 23,000 factors per evening, the Grand Hyatt Athens prices between 9,000 and 15,000 factors, and the Hyatt Regency JFK Airport at Resorts World New York prices between 12,000 and 18,000 factors per evening.

You may as well get substantial worth from higher-tier motels. For instance, redeeming 45,000 factors per evening on the ski-out Park Hyatt Beaver Creek Resort and Spa throughout peak ski season may also help you save a ton of cash because the room prices round $1,400 per evening. By transferring your Chase factors to World of Hyatt to ebook a keep at this resort, you’d yield a redemption worth of over 3 cents per level. Different notable World of Hyatt redemption properties embrace the Park Hyatt St. Kitts Christophe Harbour and the Park Hyatt Maldives Hadahaa, which price between 25,000 and 35,000 factors per evening. Each of those luxurious properties routinely promote for over $1,000 an evening, so it is a nice redemption possibility.

Associated: Best Hyatt hotels in the world

The primary three playing cards earn totally transferable Final Rewards factors, whereas the remaining two are technically billed as cash-back credit cards.

Nevertheless, if you happen to even have an Final Rewards points-earning card, you possibly can convert your Chase cash-back rewards to Final Rewards factors. Because of this, having a couple of Chase card within the household could make sense to maximise your incomes and redeeming potential.

It is no secret how a lot we love Ultimate Rewards points at TPG. With so many nice airline and lodge switch companions, particularly World of Hyatt, you may get nice worth out of your subsequent Final Rewards factors redemption.

Plus, with a tremendous limited-time provide on the Chase Sapphire Preferred Card to earn 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening, now is a superb time to think about including a Chase card to your pockets that can assist you earn and redeem Final Rewards factors for dream-worthy journey redemptions.