
Loads of credit cards provide resort assertion credit to cardmembers as a profit. The Delta Air Lines and American Express family of playing cards isn’t any completely different, with one of many extra underrated credit supplied on many of the Delta playing cards being the annual Delta Stays credit score.
Whereas this can be a precious profit that may assist offset among the annual charges the playing cards cost, many cardmembers forget to make use of it earlier than it expires on the finish of the yr.
So, let’s dive into how one can use — and maximize — the Delta Stays credit score.
What’s the Delta Stays credit score?
The Delta Stays credit score is an annual assertion credit score on choose Delta Amex playing cards for pay as you go hotels or vacation rentals booked by means of Delta’s hotel platform, powered by Expedia. It affords $100 to $250 again every calendar yr, relying on which card you have got.
Which playing cards provide the Delta Stays credit score?
Six of the seven Delta playing cards obtain the credit score; the one one that does not provide the credit score is the entry-level Delta SkyMiles® Blue American Express Card. Listed below are the annual quantities damaged down by card:
Associated: Current welcome offers on Delta Amex cards
Key phrases
Listed below are some vital issues to notice when utilizing the credit score:
- Solely pay as you go stays are eligible.
- The quantity of the credit score is per calendar yr.
- The credit score doesn’t have for use abruptly. It may be used on a number of stays till you attain the complete worth.
- There isn’t any minimal evening requirement for this credit score, which is a bonus contemplating another bank cards’ resort assertion credit require you to e book at least two nights.
- In case your keep prices greater than the credit score worth, it should successfully be utilized as a reduction.
- You probably have a number of Delta playing cards, you’ll obtain a number of credit. Nevertheless, the credit can’t be stacked on the identical reservation.
- You will earn 2 or 3 SkyMiles per greenback spent (relying on which card you have got), in addition to Medallion Qualification {Dollars}.

You probably have hotel elite status, understand that you sometimes will not obtain any of these advantages or earn loyalty factors when reserving by means of an online travel agency like Delta Stays. So, in the event you keep at a resort chain the place you maintain standing, be ready to your advantages to not be honored.
Reward your inbox with the TPG Every day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
My advice is to make use of resort credit like these on the resort chains you have no standing with or at boutique hotels not a part of a loyalty program.
Associated: Benefits galore: Why the Delta Reserve Amex is my favorite cobranded credit card
Methods to use the Delta Stays credit score
Reserving with this credit score is easy and might be finished in only a few straightforward steps:
- First, go to the Delta Stays website and choose the “Stays” (for accommodations) or “Trip Leases” tab.
- Then, enter your vacation spot, dates, and variety of nights and vacationers.
- Subsequent, choose the property you wish to keep at.
- At checkout, choose a pay as you go charge to qualify for the credit score. Many pay as you go charges are totally refundable, supplying you with flexibility in case your plans change — however keep away from choices that say “Reserve now, pay at resort” since they don’t seem to be pay as you go.
- Lastly, pay together with your Delta bank card.

After you e book and pay for a resort by means of Delta Stays, the phrases and circumstances state that the credit score can take as much as 90 days to submit to your account. Nevertheless, the credit usually posts a lot faster than that, sometimes inside 4 days.
Associated: Maximize hotel free night certificates by planning your credit card applications
How the TPG workers has maximized the credit score
This credit score is a simple strategy to scale back journey prices, and when used strategically, it could actually even cowl a whole evening’s keep. This is how a couple of of us at TPG have put this perk to work.
Making early flights simpler
Nick Ewen, TPG’s senior editorial director, used his credit score after a weeklong getaway to Prince Edward Island. With a 9 a.m. departure from the airport in Halifax, Nova Scotia, the following day, he stayed at a resort simply steps from the terminal. As an alternative of coping with a predawn drive, he merely walked from his room to the airport — about 50 steps away.
The room value $252, however because of the as much as $200 credit score on his Delta Reserve, he paid simply $52 out of pocket. It was a stress-free finish to his journey and a wise strategy to maximize the credit score’s worth.
Turning a protracted drive into a brief hop
Gabrielle Bernardini, TPG’s senior factors and miles editor, used her credit score on a household journey to Italy. After exploring the Dolomites, she wanted to catch an early morning flight from Venice to Sicily. Moderately than waking up in the midst of the evening for a three-hour drive, she booked an evening at an impartial resort simply 10 minutes from the airport.

The keep value $184, however after making use of her Delta Stays credit score from her Delta Gold, she paid solely $84. It made an early journey day a lot smoother — and cheaper.
My plan for a free evening in South Africa
As for me, I am planning to make use of this yr’s credit score throughout an upcoming journey to South Africa. I will be there for a couple of weeks, so overlaying even one evening makes a distinction.
I’ve chosen the Hyatt Home Johannesburg Rosebank, which is available in underneath $100 per evening. I do not maintain elite status with Hyatt, so I am not lacking out on any perks by reserving by means of Delta Stays — and I am going to successfully get a free evening simply by utilizing the credit score on my Delta Gold.
Associated: Why the Delta SkyMiles Reserve card is still one of the best cards I’ve added to my wallet
Suggestions for utilizing the Delta Stays credit score
To get essentially the most worth out of your annual Delta Stays credit score, hold the following tips in thoughts:
- Watch the calendar. The credit score is issued per calendar yr and does not roll over. Keep away from reserving stays on the very finish of December as a result of in the event you e book Dec. 30 or 31 and the credit score posts in January, you will lose that yr’s credit score fully. Deal with it as a use-it-or-lose-it perk.
- Goal brief stays. The credit score works finest on one- or two-night stays costing $100 to $250 (relying on which card you have got). This retains your out-of-pocket value low and your worth excessive.
- Examine costs. Charges by means of Delta Stays can generally be increased than reserving instantly with the resort. As an illustration, once I checked out my South Africa resort, the Delta Stays charge was $14 increased than reserving instantly with Hyatt. The small distinction did not hassle me for the reason that keep was successfully free, nevertheless it’s value checking.
- Look past the massive chains. Reserving boutique accommodations or trip leases could be a good transfer since you will not miss out on resort loyalty factors or elite perks you may in any other case earn from main chains.
- Think about using it overseas. Lodge costs in some worldwide locations might be far decrease than within the U.S. Some TPG staffers, like me, choose to make use of this credit score overseas, the place it could actually generally cowl a number of nights.
- Ebook pay as you go stays. To set off the credit score, you have to e book a pay as you go keep by means of the Delta Stays web site. If it isn’t pay as you go, you will not obtain the assertion credit score.

Backside line
The Delta Stays credit score is a straightforward strategy to get actual worth out of your Delta bank card. Relying in your card, you will get $100 to $250 again every year on pay as you go resort bookings made by means of the Delta Stays portal, serving to to offset the annual payment and even perhaps cowl a full evening’s keep.
Simply make sure to use it earlier than the calendar yr ends, and provides your self sufficient time for the credit score to submit. Just a little planning can flip this typically missed perk into a simple win.
Associated: Which credit card should you use for Delta Air Lines flights?