With a formidable listing of 15-plus switch companions for choose Enterprise and Spark cardholders, Capital One gives alternatives to transfer miles to lots of the similar precious journey companions as Chase Ultimate Rewards, Citi ThankYou Rewards and American Express Membership Rewards.
Capital One additionally permits you a number of choices to redeem your miles at a hard and fast fee.
Listed below are the perfect methods for maximizing your return on Capital One miles.
Incomes Capital One miles
Listed below are the six Capital One playing cards that earn Capital One miles:
| Card | Annual charge | Welcome provide | Notable perks |
|---|---|---|---|
| Capital One Venture Rewards Credit Card | $95 | Earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. | 2 miles per greenback spent on purchases, no foreign transaction fees and a Global Entry/TSA PreCheck utility charge credit score (as much as $120) |
| Capital One Venture X Rewards Credit Card | $395 | Earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. | 2 miles per greenback spent on purchases, no international transaction charges, a World Entry/TSA PreCheck utility charge credit score (as much as $120), extended warranty protection, a Priority Pass Select membership, Capital One Lounge access and 10,000 annual bonus miles |
| Capital One Venture X Business | $395 | Earn 150,000 bonus miles after spending $30,000 on purchases inside the first three months from account opening.
|
2 miles per greenback spent on purchases, a World Entry/TSA PreCheck utility charge credit score (as much as $120), 10,000 annual bonus miles and an annual $300 Capital One Journey credit score to make use of by means of Capital One’s journey reserving web site |
| Capital One VentureOne Rewards Credit Card | $0 | Earn 20,000 bonus miles after spending $500 on purchases inside the first three months from account opening. | 1.25 miles per greenback spent on all purchases |
| Capital One Spark Miles for Business | $0 introductory annual charge the primary 12 months, then $95 | Earn 50,000 bonus miles after spending $4,500 on purchases inside the first three months from account opening. | 2 miles per greenback spent on all purchases |
| Capital One Spark Miles Select for Business | $0 | Earn 50,000 miles after spending $4,500 on purchases inside the first three months from account opening. | 1.5 miles per greenback spent on all purchases and free worker playing cards |
The data for the Capital One Spark Miles Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: Best Capital One credit cards
The way to redeem Capital One miles
You may have two broad choices for redeeming your Capital One miles: You may redeem them for a fixed value or transfer them to airline and lodge companions.
Transferring will often get you a greater worth. Nonetheless, the flexibility to combine and match redemptions to fit your journey wants provides Capital One a novel edge over the competitors.
Fastened-value rewards
Capital One gives a number of choices for getting a fixed-value return if you redeem your miles. Nonetheless, not all choices will present an equal return.
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Redeem for Amazon and PayPal purchases
Whenever you use your miles to pay with Amazon and PayPal, you will get 0.8 cents per mile. You may hyperlink your Amazon account here and your PayPal account here.
Redeem for current journey
You should use your miles to redeem for current eligible journey purchases made within the final 90 days in your Enterprise or Spark card at a hard and fast fee of 1 cent every. There isn’t any minimal redemption quantity. You may redeem for purchases made with airways, accommodations, rail traces, automobile rental companies, limousine companies, bus traces, cruise traces, taxi cabs, journey brokers and timeshares.
E book new journey
You may ebook new journey by means of Capital One and redeem your miles on the similar worth of 1 cent every, however this is able to forestall you from double-dipping with any rewards program provided by a web-based journey company. Do not forget that reserving accommodations by means of a third-party web site (together with Capital One) would doubtless forestall you from incomes factors or miles and having fun with relevant elite standing perks. Because of this, you are doubtless higher off reserving journey straight after which redeeming miles towards these prices.
Redeem for reward playing cards
You should use your Capital One miles for reward playing cards on the similar fee of 1 cent per mile, however since reward playing cards can typically be bought on sale, redeeming miles to cowl journey purchases is a greater choice.
Redeem for money again
It’s best to do every thing doable to keep away from this feature, as it can solely present a redemption worth of 0.5 cents per mile.
Redeem for a keep at a Premier Assortment lodge
The Premier Collection, out there completely to Enterprise X and Enterprise X Enterprise cardholders, gives premium perks like room upgrades, free breakfast, early check-in, late checkout and a $100 on-property credit score at boutique and luxurious accommodations when booked by means of this platform. Should you redeem your miles for a Premier Assortment lodge, you will get simply 1 cent per mile, although the on-property perks could make for a greater redemption. Whereas Capital One would not assure you will earn factors and standing qualification by means of lodge loyalty packages, you may at all times strive including your loyalty quantity earlier than (or at) check-in.
Should you do not wish to mess around with transfers, contemplate redeeming your Capital One miles at a hard and fast worth. The method is comparatively straightforward and would not require leaping by means of any hoops.
The way to redeem Capital One miles at a hard and fast worth
First, sign up to your Capital One account and click on in your mileage steadiness. There, you will see a number of fixed-value redemption choices — you need to use your miles for journey, reward playing cards, money, Amazon, PayPal and experiences, or switch them to a different account.
When redeeming miles for journey, you may both ebook new journey or use the miles as a press release credit score in opposition to earlier journey purchases. No matter your route, the redemption fee is 1 cent per mile.
Switch to airline and lodge companions
In order for you greater worth in your miles, transferring to companions could also be your finest guess. Choose “Convert rewards” in your account. From right here, you may switch your rewards to greater than 15 airline and lodge loyalty packages.
This is an summary of this system’s airline switch companions, most of which have a 1:1 switch ratio.
| Program | Switch ratio |
|---|---|
| Aeromexico Rewards | 1:1 |
| Air Canada Aeroplan | 1:1 |
| Air France-KLM Flying Blue | 1:1 |
| Avianca LifeMiles | 1:1 |
| British Airways Membership | 1:1 |
| Cathay Pacific Cathay | 1:1 |
| Emirates Skywards | 1:1 |
| Etihad Visitor | 1:1 |
| EVA Air Infinity MileageLands | 2:1.5 |
| Finnair Plus | 1:1 |
| JetBlue TrueBlue | 5:3 |
| Qantas Frequent Flyer | 1:1 |
| Singapore KrisFlyer | 1:1 |
| TAP Miles&Go | 1:1 |
| Turkish Airways Miles&Smiles | 1:1 |
| Virgin Purple | 1:1 |
Given the incomes fee of two miles per greenback spent on the Spark and Enterprise playing cards, you may successfully consider them as often incomes 1.5 or 2 accomplice airline factors or miles per greenback spent, relying on the accomplice.
This is an summary of this system’s lodge switch companions:
| Program | Switch ratio |
|---|---|
| ALL — Accor Reside Limitless | 2:1 |
| Alternative Privileges | 1:1 |
| Wyndham Rewards | 1:1 |
Since Accor Live Limitless is a revenue-based program, there is no technique to get outsize worth from these rewards.
Choice Privileges and Wyndham Rewards do provide some strong redemptions, although different lodge packages tend to be more rewarding.
Redeeming miles for journey vs. transferring to airways
Capital One’s Enterprise and Spark playing cards have at all times allowed cardholders to redeem miles for journey; you may redeem your miles for 1 cent every as assertion credit towards any journey buy you have made inside the final 90 days.
So, how do you resolve when to switch miles and when to redeem them for journey? For instance you are reserving a home flight:
- Value: Should you discover any home fares for $120 or much less round-trip, it is most likely finest to redeem miles for journey as a press release credit score as an alternative of transferring them to an airline that will cost 12,000 miles for a similar ticket.
- Award availability: Subsequent, search for award availability on the lowest mileage ranges utilizing the foremost home carriers’ web sites (American Airlines, Delta Air Lines and United Airlines) or ExpertFlyer (owned by TPG’s dad or mum firm, Purple Ventures). Whenever you discover saver-level award house, you need to use the chart above to see what number of Capital One miles you will have to switch to the airline.
- Consider mileage incomes and improve alternatives: Whenever you redeem miles for journey, you may ebook tickets as you usually do. Which means you may earn miles from the flight and credit score towards elite standing. Should you at present maintain airline elite standing, you must nonetheless get pleasure from all of your elite standing advantages, together with being eligible for upgrades. It’s possible you’ll not obtain these advantages when transferring your Capital One miles to a accomplice.
- Contemplate taxes and costs: All frequent flyer packages will add Transportation Safety Administration taxes, a minimal of $5.60 every means on nonstop, home flights. Nonetheless, some programs tack on hefty surcharges on high of that.
Maximizing Capital One’s airline switch companions
In our August 2025 valuations, TPG values Capital One miles at 1.85 cents apiece, because of the worth you may get by transferring to a handful of accomplice packages.
Air Canada Aeroplan
Air Canada’s loyalty program, Aeroplan, has lengthy been one of the vital fashionable choices for reserving Star Alliance awards, particularly in premium cabins. After United switched to dynamic award pricing, it has been extra essential than ever to leverage international companions with award charts that set fastened mileage costs, and Aeroplan is a great option.
Candy spots embody flights underneath 500 miles in size in financial system class for simply 6,000 Aeroplan factors. Or, you may ebook transcontinental business-class awards from simply 25,000 factors every means — nicely beneath what United would cost when you booked by means of its United MileagePlus program.
How about enterprise class to Western Europe from the Northeast from simply 60,000 Aeroplan factors?
Moreover, you may book Emirates award tickets using Aeroplan points.
Air France-KLM Flying Blue
Flying Blue gives flights to Europe on Air France or KLM, no matter origin or vacation spot (together with connections), from as little as:
- 25,000 miles in financial system
- 40,000 miles in premium financial system
- 60,000 miles in enterprise class
Associated: Is KLM premium economy worth it on the 787 Dreamliner?
Finnair Plus
You may by no means plan to journey to Finland or Northern Europe, however Finnair Plus is a superb alternative in your Capital One miles, because of its membership within the Oneworld alliance.
Finnair Plus gives home flights wherever inside the continental U.S. and Canada for simply 11,000 Avios when flying Alaska Airways in financial system class. Whether or not you are trying to fly inside the Pacific Northwest or throughout the nation, this is a superb deal for a lot of 1000’s of miles of distance flown, plus minimal charges, taxes and surcharges.
Transferring Capital One miles to accommodations
You can even switch Capital One miles to the next three lodge loyalty packages:
- Accor Reside Limitless: 2:1 ratio
- Alternative Privileges: 1:1 ratio
- Wyndham Rewards: 1:1 ratio
This may very well be an interesting choice when you plan on staying at an Accor property, together with certainly one of its higher-end Fairmont accommodations. This system makes use of a fixed-value redemption scheme the place you may redeem 2,000 factors for a 40-euro (about $42) low cost in your lodge keep. Because you’d have to switch 4,000 Capital One miles to get 2,000 ALL factors, transferring factors will provide you with a barely greater redemption worth (1.05 cents apiece).
In our August 2025 valuations, we worth Wyndham factors at 1.1 cents apiece, although following our information may lead to a greater redemption.
In the meantime, Alternative Privileges can even present strong worth. This system usually prices between 6,000 and 35,000 factors for an award evening, although some accommodations can price up to 87,000 points per night. You often will not get nice worth in your factors when redeeming at these excessive level prices.
Backside line
Capital One miles have develop into way more precious over the previous few years, because of new switch companions and improved switch ratios. Miles switch to virtually all airline companions at a 1:1 ratio, which is phenomenal, contemplating the welcome provide for the Capital One Venture Rewards Credit Card is 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening.
With 15-plus switch companions, Capital One gives one of the vital versatile transferable currencies. The fantastic thing about Capital One miles comes from the flexibility to mix switch accomplice redemptions with fixed-value redemptions to fit your journey wants.
For Capital One merchandise listed on this web page, among the advantages could also be supplied by Visa® or Mastercard® and will differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.