Whenever you’re trying to apply for a bank card, chances are you’ll surprise: “How good is the welcome offer I am making use of for?”
There is not any easy reply to this query, however realizing the earlier presents a card has had may also help you establish what’s a superb welcome provide. Absolutely, getting any welcome provide is healthier than getting nothing in any respect, however you would not wish to apply for a card after which see a better provide a month later.
We have collected and analyzed the provide historical past for the previous few years on Capital One’s most popular cards and decided our standards for the perfect time to use for every card.
It is necessary to notice that we’ll solely focus on publicly out there welcome presents. Nevertheless, you may obtain focused presents with extra bonus miles or money again. Needless to say presents could change at any time, and among the presents talked about under will not be out there presently.
Greatest Capital One bank card welcome bonuses
| Card | Greatest welcome provide we have seen | When to use |
|---|---|---|
| Capital One Venture Rewards Credit Card | As much as 100,000 bonus miles after spending $5,000 on purchases within the first three months from account opening | When the bonus provide is 75,000 miles or greater |
| Capital One Venture X Rewards Credit Card | 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening | When the bonus provide is 75,000 miles or greater |
| Capital One Venture X Business | As much as 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening | When the bonus provide is 150,000 miles or greater |
| Capital One VentureOne Rewards Credit Card | 20,000 bonus miles after spending $500 on purchases throughout the first three months from account opening | When the bonus provide is 20,000 miles or greater |
| Capital One Savor Cash Rewards Credit Card | $200 money bonus after spending $500 on purchases within the first three months from account opening | When the bonus provide is $200 or greater |
| Capital One Quicksilver Cash Rewards Credit Card | $200 money bonus after spending $500 on purchases within the first three months from account opening | When the bonus provide is $200 or greater |
| Capital One Spark Miles for Business | 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening | When the bonus is 50,000 miles or greater |
| Capital One Spark Cash Plus | As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months | When the bonus is $1,000 or greater |
Associated: Capital One miles: How to earn, redeem and transfer rewards
Capital One Enterprise Rewards Credit score Card
The Capital One Venture Rewards Credit Card earns a vast 2 miles per greenback spent on each buy, plus 5 miles per greenback spent on accommodations, trip leases and rental vehicles booked via Capital One Travel.
The cardboard’s modest $95 annual payment, easy incomes construction and stable return on on a regular basis spending make it a keeper when you’re authorized for it. Plus, you will at all times earn at the very least 2 miles per greenback spent on all purchases.
Listed here are the presents we have seen on the Capital One Enterprise Rewards:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| Might 2025 to now | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
| February 2025 to Might 2025 | 75,000 miles after spending $4,000 on purchases within the first three months, plus a $250 Capital One Journey credit score to make use of in your first cardholder yr | As much as $1,638, together with the assertion credit score |
| September 2024 to February 2025 | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
| July 2024 to September 2024 | 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening, plus a $250 Capital One Journey credit score within the first cardholder yr | As much as $1,638, if you happen to maximize all the credit score |
| June 2023 to July 2024 | 80,000 to 100,000 miles after spending $5,000 on purchases within the first three months (focused provide out there via QR codes at choose airports)
75,000 miles after spending $4,000 on purchases within the first three months of account opening (public provide) |
$1,480 to $1,850 (focused provide)
$1,388 (public provide) |
| September 2021 to June 2023 | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
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Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn as much as 100,000 bonus miles after spending $5,000 on purchases throughout the first three months of account opening.
When to use for this card
When the bonus provide is 75,000 miles or greater, it meets our standards on when to use.
Be taught extra: Capital One Venture Rewards Credit Card
Associated: Is the Capital One Venture Rewards card worth it?
Capital One Enterprise X Rewards Credit score Card
With plentiful, easy-to-understand perks, the Capital One Venture X is a no brainer for all vacationers, from luxurious seekers to the extra budget-minded, and the cardboard virtually pays for itself yr after yr.
Although the cardboard carries a $395 annual payment, it presents a $300 annual credit towards bookings made via Capital One’s journey reserving web site and likewise rewards cardholders with 10,000 bonus miles each account anniversary (for much more free journey).
Listed here are the presents we have seen on the Capital One Enterprise X:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| March 2022 to now | 75,000 miles after spending $4,000 on purchases within the first three months of account opening | $1,388 |
| November 2021 to March 2022 | 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening | $1,850 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening. This provide was final out there over 4 years in the past on the card’s launch; sadly, we do not predict this provide will come again anytime quickly.
When to use for this card
When the bonus provide is 75,000 miles or greater, it is a good time to use.
Be taught extra: Capital One Venture X Rewards Credit Card
Associated: Is the Capital One Venture X worth the $395 annual fee?
Capital One Enterprise X Enterprise
The Venture X Business launched in early 2023 with an unimaginable welcome bonus and an identical sky-high spending requirement.
The Enterprise X Enterprise carries the identical $395 annual payment as the private model and comes with the identical main perks, together with a $300 annual credit score for journey booked via Capital One’s journey reserving web site and entry to Capital One and Priority Pass lounges. It additionally carries the identical incomes charges because the Enterprise X.
Listed here are the presents we have seen on the Capital One Enterprise X Enterprise:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| April 2025 to June 2025 | As much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening | As much as $6,475 |
| March 2024 to April 2025 | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| January 2024 to March 2024 | As much as 300,000 miles: 150,000 miles after spending $20,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $100,000 on purchases within the first six months of account opening | $5,550 |
| September 2023 to January 2024 | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| Might 2023 to September 2023 | As much as 300,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $500,000 on purchases within the first six months of account opening. | $5,550 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn as much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening.
When to use for this card
When the bonus provide is 150,000 miles or greater, it meets our standards on when to use.
Be taught extra: Capital One Venture X Business
Associated: Is the Venture X Business worth the $395 annual fee?
Capital One VentureOne Rewards Credit score Card
Whereas it comes with fewer perks, the Capital One VentureOne Rewards presents the identical nice redemption choices as its sister playing cards, the Capital One Venture Rewards and the Capital One Venture X, with no annual payment. You will earn a flat 1.25 miles per greenback spent on on a regular basis purchases.
At the moment, new cardholders can earn 20,000 bonus miles after spending $500 on purchases throughout the first three months of account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of 20,000 miles after spending $500 on purchases throughout the first three months of account opening.
When to use for this card
When the bonus provide is 20,000 miles or greater. We have not seen an elevated provide on this card in years, so that you should not wait a very long time to use for it.
Be taught extra: Capital One VentureOne Rewards Credit Card
Associated: How (and why) you should earn transferable credit card points
Capital One Savor Money Rewards Credit score Card
The largest downsides to cash-back cards are low incomes charges and an absence of bonus classes, however that is undoubtedly not true of the Capital One Savor Cash Rewards.
For no annual payment, the Savor presents sturdy cash-back incomes charges on fashionable and infrequently missed classes, together with 3% again on eating, leisure and fashionable streaming companies.
At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of a $200 money bonus after spending $500 on purchases throughout the first three months of account opening.
When to use for this card
When the bonus provide is $200 or greater, it meets our standards for when to use. This card not often presents an elevated welcome provide, so it probably is not price ready to use.
Be taught extra: Capital One Savor Cash Rewards Credit Card
Associated: The pros and cons of cash-back credit cards
Capital One Quicksilver Money Rewards Credit score Card
The Capital One Quicksilver Cash Rewards is one other nice card with no annual payment. It earns a dependable 1.5% money again on all purchases, making it an ideal go-to card for the odd buy that does not slot in any bonus classes.
Whereas many different playing cards provide greater incomes potential in particular spending classes, this card presents the security of realizing you will earn a stable 1.5% again it doesn’t matter what you purchase.
At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.
When to use for this card
When the bonus provide is $200 or greater, it meets our standards for when to use. We have not seen an elevated provide on this card in years, so we would not maintain out ready for one.
Be taught extra: Capital One Quicksilver Cash Rewards Credit Card
Associated: 5 reasons to keep a cash-back credit card in your wallet
Capital One Spark Miles for Enterprise
The Capital One Spark Miles for Business earns 2 miles per greenback spent on all purchases, making it a superb alternative for small-business owners who wish to earn journey rewards on all their bills and a easy earnings construction.
This card is very useful for small-business house owners who wish to earn versatile miles on all their purchases. It earns a constant 2 miles per greenback spent on all purchases and has a $95 annual payment ($0 introductory annual payment for the primary yr).
At the moment, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening.
Highest welcome provide
The very best welcome provide we have seen on this card is the present provide of fifty,000 bonus miles after spending $4,500 within the first three months from account opening
When to use for this card
When the bonus is greater than 50,000 miles, it is a good time to use. That stated, this card’s welcome provide not often adjustments, so do not maintain out ready for a terrific provide.
Be taught extra: Capital One Spark Miles for Business
Associated: Business cards vs. personal cards: Key differences
Capital One Spark Money Plus
The Capital One Spark Cash Plus earns 2% money again on all purchases and is good for enterprise house owners who wish to earn dependable cash-back rewards on all their bills. It’s price noting that it is a no preset spending restrict card, which means cardholders should repay their balances in full every month.
The cardboard has a modest $150 annual payment that may be refunded if you spend at the very least $150,000.
Listed here are the presents we have seen on the Capital One Spark Money Plus:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2024 to now | $2,000 money again after spending $30,000 on purchases within the first three months from account opening and a further $2,000 money bonus for each $500,000 spent throughout the first yr | $2,000 (or extra, relying on spending within the first yr) |
| March 2024 to August 2024 | $1,200 money again after spending $30,000 on purchases within the first three months from account opening | $1,200 |
| January 2024 to March 2024 | As much as $3,000: $1,500 after spending $20,000 on purchases within the first three months from account opening and a further $1,500 after spending $100,000 on purchases within the first six months from account opening | As much as $3,000 |
| June 2023 to January 2024 | $1,200 money again after spending $30,000 on purchases within the first three months from account opening | $1,200 |
| April 2022 to June 2023 | As much as $1,000: $500 after spending $5,000 on purchases within the first three months from account opening and $500 after spending $50,000 on purchases within the first six months from account opening | As much as $1,000 |
| August 2021 to April 2022 | As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening | As much as $3,000 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best welcome provide we have seen on this card supplied as much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening.
When to use for this card
When the bonus is greater than $1,000, it meets our standards to use.
Be taught extra: Capital One Spark Cash Plus
Associated: A guide to Capital One’s Spark business cards
Backside line
Earlier than you go fill out a Capital One bank card software, you will wish to guarantee you may get the perfect welcome bonus attainable. We have collected knowledge yr over yr on Capital One welcome presents that may offer you some steerage on the perfect time to use.
This information can function a reference for when the perfect time to use to your subsequent Capital One card is.
Take a look at our different provide historical past guides if you’re trying to apply to your subsequent bank card:
For Capital One merchandise listed on this web page, among the advantages could also be offered by Visa® or Mastercard® and will fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.