The best time to apply for these popular Citi credit cards based on offer history


If you happen to’re contemplating making use of for a bank card, you are most likely questioning whether or not the present sign-up bonus is value it.

Welcome presents can change incessantly, and it may be laborious to know whether or not the present provide on a card supplies the worth you are searching for. There is not any simple reply to exactly when is one of the best time to use for a card, nevertheless it does assist to know what a card has supplied prior to now when evaluating the present provide.

We have rounded up the provide historical past on Citi’s hottest playing cards that will help you discover one of the best time to use for every.

Finest Citi bank card sign-up bonuses

Card Finest welcome provide we have seen When to use
Citi Strata Premier℠ Card (see rates and fees) Earn 75,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening When the bonus provide is 70,000 factors or greater
Citi Custom Cash® Card Earn $200 money again after spending $1,500 on purchases within the first six months of account opening When the bonus provide is $200 money again or greater
Citi Double Cash® Card (see rates and fees) Earn $200 money again after spending $1,500 on purchases within the first six months If there may be any cash-back welcome provide
Citi Rewards+® Card (see rates and fees) Earn 25,000 bonus factors after spending $1,500 in purchases inside three months of account opening. Plus, earn 5 factors per greenback spent on accommodations, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by way of June 30, 2024 When the bonus provide is 20,000 factors or greater
Citi® /  AAdvantage® Platinum Select® World Elite Mastercard® Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening When the bonus provide is greater than 50,000 miles
Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees) Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening When the bonus provide is greater than 80,000 miles
Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening When the bonus provide is greater than 50,000 miles

The data for the Citi Customized Money and Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Citi Strata Premier Card

The Citi Strata Premier card earns 3 factors per greenback spent on gasoline purchases, eating, groceries, and air and lodge journey. With its simplified mannequin and array of airline switch companions, the Strata Premier makes incomes factors for journey hassle-free.

THE POINTS GUY
Approximate date Provide Worth*
December 2024 to now Earn 75,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening $1,350
April 2023 to November 2024 Earn 70,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening

The next provide could also be accessible at Citi.com

$1,260
January to April 2023 Earn 60,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening $1,080
July 2022 to January 2023 Earn 80,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening $1,440
December 2021 to July 2022 Earn 60,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening $1,080
October to December 2021 Earn 80,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening $1,440
March to October 2021 Earn 60,000 bonus factors after spending $4,000 on purchases throughout the first three months of account opening $1,080

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

When to use for this card: When the bonus provide is 70,000 factors or greater.


Study extra: Citi Strata Premier


Citi Customized Money Card

With the Citi Customized Money, you may earn 5% money again on purchases in your prime eligible spending class every billing cycle, as much as the primary $500 spent, and 1% money again after that. You will additionally earn limitless 1% money again on all different purchases.

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THE POINTS GUY
Approximate date Provide Worth*
June 2021 to now Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. $200

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

When to use for this card: When the bonus provide is $200 money again or greater.


Study extra: Citi Custom Cash review


Citi Double Money Card

The Citi Double Money Card takes all the stress and complication out of bank card rewards. It presents a easy (but profitable) 2% on each buy, limitless 1% money again if you purchase, plus an extra 1% as you pay for these purchases and easy cash-back redemption choices.

THE POINTS GUY
Approximate date Provide Worth*
November 2023 to now Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. $200
November 2022 to November 2023 No welcome provide N/A
August to November 2022 Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. $200
2014 to August 2022 No welcome provide N/A

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

When to use for this card: When there may be any cash-back welcome provide.


Study extra: Citi Double Cash Card


Citi Rewards+ Card

Each buy on the Citi Rewards+ Card rounds as much as the closest 10 factors. Even a $2 espresso will earn 10 factors, which may actually stack up over time.

THE POINTS GUY
Approximate date Provide Worth*
November 2024 to now Earn 20,000 bonus factors after spending $1,500 in purchases inside three months of account opening. Plus, earn 5 factors per greenback spent on accommodations, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by way of December 31, 2025. $360
July 2023 to November 2024 Earn 20,000 bonus factors after spending $1,500 within the first three months of account opening. $360
April to July 2023  Earn 25,000 bonus factors after spending $1,500 in purchases inside three months of account opening. Plus, earn 5 factors per greenback spent on accommodations, automotive leases, and points of interest (excluding air journey) booked on the Citi Journey Portal by way of June 30, 2024. $450
October 2022 to April 2023 Earn 20,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening. $360
April to September 2022 Earn 20,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening, plus 5 factors per greenback on a bonus class (journey or eating places) for $6,000 of spending within the first yr. $360
July 2021 to April 2022 Earn 20,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening. $360
Could to July 2021 Earn 15,000 bonus factors after spending $1,500 on purchases throughout the first three months of account opening. $270

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

When to use for this card: When the bonus provide is 20,000 factors or greater.


Study extra: Citi Rewards+ credit card


Citi /  AAdvantage Platinum Choose World Elite Mastercard

The Citi AAdvantage Platinum Choose’s perks embody entry to most popular boarding, no international transaction charges and a free checked bag on home flights, making it a superb alternative for anybody who flies American Airways often.

THE POINTS GUY
Approximate date Provide Worth*
October 2024 to now Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $825
August 2024 to October 2024 Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. $1,238
April 2024 to August 2024 Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $825
March 2024 to April 2024 Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. $1,238
February 2024 to March 2024 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $990
Could 2023 to February 2024 Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $825
April to Could 2023 Earn 75,000 bonus miles after spending $3,500 on purchases within the first 4 months of account opening. $1,238
July 2022 to April 2023 Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $825
June to July 2022 Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. $1,238
June 2019 to June 2022.  Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $825
April to June 2019.  Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $990
March to April 2019 Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. $825
November 2018 to March 2019 Earn as much as 50,000 bonus miles: Earn 40,000 miles after spending $2,000 within the first three months and an additional 10,000 miles after spending a complete of $6,000 within the first 12 months. $825
Could to November 2018 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $990
February to Could 2018 Earn 30,000 bonus miles after spending $1,000 throughout the first three months of account opening. $495
November 2017 to February 2018 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $990

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

The data for the Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

When to use for this card: When the bonus provide is greater than 50,000 miles.


Study extra: Citi AAdvantage Platinum Select credit card


Citi / AAdvantage Govt World Elite Mastercard

The Citi AAdvantage Executive World Elite Mastercard is the elite card within the AAdvantage lineup. Not too long ago, the cardboard elevated its perks in addition to its annual payment. Cardholders take pleasure in a complimentary American Airways Admirals Membership membership, a worth that alone greater than makes up for the cardboard’s $595 annual payment, in addition to the addition of as much as $240 in annual assertion credit for Lyft and Grubhub.

THE POINTS GUY
Approximate date Provide Worth*
July 2024 to now Earn 70,000 miles after spending $7,000 within the first three months of account opening. $1,155
June 2024 to July 2024 Earn 100,000 bonus miles after spending $10,000 throughout the first three months of account opening. $1,650
Sept. 2023 to June 2024 Earn 70,000 miles after spending $7,000 within the first three months of account opening. $1,155
July to Sept. 2023 Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening. $1,650
December 2022 to July 2023 Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. $825
October to December 2022 Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening. $1,320
October 2021 to October 2022 Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. $825
August to October 2021 Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 throughout the first three months of account opening. $885
July 2019 to August 2021 Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. $825

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

When to use for this card: When the bonus provide is greater than 80,000 miles.


Study extra: Citi AAdvantage Executive World Elite Mastercard


Citi / AAdvantage Enterprise World Elite Mastercard

The Citi AAdvantage Business World Elite Mastercard is superb for companies with workers who incessantly fly American Airways. Its perks embody a free checked bag on home flights, most popular boarding and the potential to earn a companion certificates.

THE POINTS GUY
Approximate date Provide Worth*
October 2024 to now Earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening. $1,238
June to October 2024 Earn 65,000 bonus miles after spending $4,000 on purchases throughout the first 4 months of account opening. $1,072
April 2024 to June 2024 Earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening. $1,238
August 2020 to April 2024 Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,072
Could to August 2020 Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,155
March to Could 2020 Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,072
October 2019 to March 2020 Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,155
July to October 2019 Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. $990
April to July 2019 Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. $1,155

*Bonus provide worth is predicated on TPG’s January 2025 valuations and never offered by the bank card issuer.

When to use for this card: When the bonus provide is greater than 50,000 miles.


Study extra: Citi AAdvantage Business credit card


Backside line

If you’re contemplating making use of for a Citi card — or any card — you may need to decide whether or not its sign-up bonus supplies substantial worth.

Use our different provide historical past guides as a reference level as you consider the professionals and cons of signing up for playing cards from the main issuers:



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