Wyndham Rewards Earner Plus card review: Full details

*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Within the aggressive resort panorama, Wyndham might not be the primary title you consider, however they’ve some wonderful resort choices and a household of cobranded bank cards to match.

With an annual payment of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even in the event you do not continuously keep at Wyndham properties, you may nonetheless profit from the cardboard’s computerized elite standing and award redemption reductions.

The really useful credit score for this card is not less than 670. Nonetheless, it’s potential to get authorised with a decrease rating.

Let’s study whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.

The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Wyndham Rewards Earner Plus Card welcome supply

New Wyndham Rewards Earner Plus candidates can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days from account opening. That is sufficient factors for as much as 6 nights.

Based mostly on TPG’s January 2025 valuations, this bonus supply is price $495. Given how low the spending requirement is, it is a implausible worth for the variety of factors you will earn.

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We have beforehand seen a suggestion on this card for 75,000 factors, so it could be price ready for the next supply if you do not have a deliberate Wyndham keep any time quickly.

It is essential to notice that Barclays may be inquiry-sensitive, so I like to recommend being below 6/24 earlier than applying for this card. In different phrases, it’s best to have 5 or fewer laborious inquiries in your credit score report up to now 24 months earlier than making use of for the Wyndham Rewards Earner Plus.

Associated: Book low-end or luxury hotels to get the best value from your points

The Wyndham Rewards Earner Plus comes with computerized Wyndham Platinum standing. This status level grants perks like free Wi-Fi, early check-in and late checkout, most well-liked room choice, bonus factors on stays and automotive rental upgrades at Avis and Finances.

Wyndham Rewards Platinum standing alone might simply be well worth the $75 annual payment the cardboard holds. Along with the automated Platinum standing, the cardboard gives:

• Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual payment, price $83 in keeping with TPG’s January 2025 valuations
• Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember charge on stays paid with money and a ten% low cost on Go Free award stays
• No international transaction charges

Associated: The ultimate guide to earning and redeeming Wyndham Rewards

• 6 factors per greenback on Wyndham lodges and gas
• 4 factors per greenback on dining and at grocery stores (excludes Walmart and Goal)
• 1 level on all different purchases (excluding Wyndham Trip Membership down funds)

Based mostly on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and gasoline purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.

These are nice earnings for Wyndham stays and gasoline; nonetheless, some playing cards earn higher in everyday categories, resembling eating at eating places and U.S. supermarkets, just like the American Express® Gold Card (topic to spending caps).

With the Wyndham Earner Plus card, you may redeem your factors for stays, gasoline, airline tickets, tickets and experiences, gift cards, merchandise, charitable donations, excursions and actions and AARP membership.

Essentially the most priceless option to redeem factors is for Wyndham resort stays.

Wyndham is among the few resort manufacturers that also makes use of a hard and fast award chart and never dynamic pricing, that means you may nonetheless get outsize worth. There are not any blackout dates for Wyndham properties.

Wyndham gives two forms of redemptions: Go Quick and Go Free. Go Free makes use of factors to guide the full value of the room, and Go Quick makes use of a mix of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free resort redemptions.

Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per evening. Increased-end properties and properties booked throughout peak-season journey will sometimes value 30,000 factors per evening.

Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per evening plus money.

TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the attractive island of Jeju. I’ve additionally gotten wonderful worth redeeming for Vacasa stays, though that is harder to do now with the decrease cap on the common value per bed room for 15,000-point nights.”

You can too use your factors to guide a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per evening. As a cardholder, your factors can be used to guide Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.

Wyndham timeshare house owners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties value 15,000 to 30,000 Wyndham factors per bed room per evening. Sure blackout dates apply.

Vacasa trip leases can solely be booked with Wyndham factors if the common nightly value, inclusive of all charges, is below $500. You will pay 15,000 factors per bed room per evening for leases with a mean nightly charge below $250 and 30,000 factors per bed room per evening for leases with a mean nightly charge between $250.01 and $500.

Wyndham has a stable record of airline transfer partners. Nonetheless, you typically obtain higher worth once you redeem your factors for Wyndham stays than once you switch them to companions.

Wyndham has 9 complete airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airlines Miles&Smiles and United MileagePlus miles.

All factors are transferred at a 5:1 ratio; you could switch not less than 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 associate factors. Given this switch ratio, I strongly suggest avoiding this as a redemption technique.

Associated: Should you transfer hotel points to airline partners?

• In case you want no annual payment: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual payment. It gives perks like computerized Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and gasoline. You will nonetheless obtain reductions on award and money stays. To study extra, try our full review of the Wyndham Rewards Earner card.
• In case you want to earn versatile foreign money: The Capital One Venture Rewards Credit Card earns not less than 2 miles per greenback on all purchases, comes with a World Entry/TSA PreCheck payment credit score and has a $95 annual payment (see rates and fees). Capital One miles may be transferred to Wyndham. To study extra, try our full review of the Capital One Venture Rewards.
• In case you want a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To study extra, try our full review of the Wyndham Business Earner.

For added choices, try our full record of the best hotel credit cards.

The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

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